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Old 03-09-2017, 01:27 PM
 
2 posts, read 1,476 times
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I know as a teacher my husband has paid into social security my question is he is applying for social security disability after 3 heart attacks. If he is approved for SSD, will he still be able to collect his full pension as well?
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Old 03-09-2017, 01:34 PM
 
Location: Coastal New Jersey
56,033 posts, read 54,537,410 times
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Quote:
Originally Posted by bearfort View Post
I know as a teacher my husband has paid into social security my question is he is applying for social security disability after 3 heart attacks. If he is approved for SSD, will he still be able to collect his full pension as well?
You might also want to ask this question on the NJ Forum. There's a regular poster there who knows quite a bit about the NJ teacher's pension system, and there's also at least one other retired teacher, as well.
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Old 03-09-2017, 01:54 PM
 
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thanks, I will give it a try
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Old 03-09-2017, 05:03 PM
 
Location: OH>IL>CO>CT
5,232 posts, read 8,395,972 times
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Social Security benefits are the same regardless of what State.

If approved for SSDI prior to FRA (Full Retirement Age), at that age SSDI will stop , and normal Retirement benefit will start. No way he gets both at same time.

See page 7 of https://www.ssa.gov/pubs/EN-05-10153.pdf where it says:
"When you reach full retirement age
If you’re receiving Social Security disability benefits,
your disability benefits automatically convert to retirement
benefits, but the amount remains the same."
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Old 03-09-2017, 05:20 PM
 
Location: Coastal New Jersey
56,033 posts, read 54,537,410 times
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Quote:
Originally Posted by reed303 View Post
Social Security benefits are the same regardless of what State.

If approved for SSDI prior to FRA (Full Retirement Age), at that age SSDI will stop , and normal Retirement benefit will start. No way he gets both at same time.

See page 7 of https://www.ssa.gov/pubs/EN-05-10153.pdf where it says:
"When you reach full retirement age
If you’re receiving Social Security disability benefits,
your disability benefits automatically convert to retirement
benefits, but the amount remains the same."
I don't think that was the question. She seems to be asking about SS plus the NJ Teachers pension system.
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Old 03-09-2017, 11:38 PM
 
Location: New York
831 posts, read 653,327 times
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Contact your union delegate and they can find the answer for you.
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Old 03-10-2017, 03:35 AM
 
Location: North Beach, MD on the Chesapeake
33,882 posts, read 42,105,179 times
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Quote:
Originally Posted by grouse789 View Post
Contact your union delegate and they can find the answer for you.


Or, better yet, contact the benefits management office of the school system.
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Old 03-10-2017, 10:54 AM
 
29,775 posts, read 34,860,277 times
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Quote:
Originally Posted by North Beach Person View Post
Or, better yet, contact the benefits management office of the school system.

They probably won't give the answer even if they know it because of liability and you know that drill.
They will properly tell them to contact SS or a lawyer.
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Old 03-10-2017, 12:51 PM
 
Location: North Beach, MD on the Chesapeake
33,882 posts, read 42,105,179 times
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Quote:
Originally Posted by TuborgP View Post
They probably won't give the answer even if they know it because of liability and you know that drill.
They will properly tell them to contact SS or a lawyer.

Maybe, I don't know. They'd probably know waaaaaaaaaaaay more than a union rep would. As screwed up as the school system I worked for is, the benefits people are on top of things.


My WAG is that you can't collect retirement and SSDI from the same employer at the same time.
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Old 03-10-2017, 05:27 PM
 
Location: Ypsilanti, MI
2,439 posts, read 3,661,951 times
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Quote:
Originally Posted by North Beach Person View Post
My WAG is that you can't collect retirement and SSDI from the same employer at the same time.

My WAG is that the pension amount is based on a rigid schedule reflecting years of service and rate of pay. The SSDI is likely indexed to provide a minimum level of financial support after considering other sources of income. Can a person collect both simultaneously? Maybe, but expect the SSDI to be reduced significantly if your husband is eligible to receive it.


State School Employee's Retirement Office
Social Security Administration
SSDI Legal Clinic


Talk to all three of those.
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