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Money is only part of the picture. One needs to figure out what you are going to do with yourself with all that free time.
Totally agree - that is why we (my wife and I) are starting to work on designing the retirement lifestyle plan.
We're looking at what type of jobs we could do/want to do, how many hours, for what periods etc to keep the income up but enjoy how we do it.
Also looking at travel, where we want to go - holidays, temporarily living someplace else, short breaks etc
I guess we are mainly looking at the first 10-15 years post day job - retirement homes and care provision is not on my horizon yet, maybe it should be, maybe not.
If you asked me when I was 50 what my retirement goals were, they would have been TOTALLY different than what they are today.
In the last four years, I rediscovered an artistic pursuit that I'd enjoyed in my 20s and started really delving into it. Since then, I've had my work in art galleries and won awards for it. Now, I wake up every morning thrilled that I get to do this each day. I'm having a ton of fun.
None of that was even on my radar ten years ago.
This has reminded me that I'm not some fixed in stone person. Five or ten years from now, I may very well have reinvented myself again and be doing something completely unexpected. Or, life could very well take an unexpected turn that I can't predict today.
And, so, if I had to give one "goal" for retirement, that's it:
Go with the flow, enjoy today, and welcome the unexpected, where ever that may lead.
In the last four years, I rediscovered an artistic pursuit that I'd enjoyed in my 20s and started really delving into it. Since then, I've had my work in art galleries and won awards for it. Now, I wake up every morning thrilled that I get to do this each day. I'm having a ton of fun!
That is interesting - how did you rediscover the artistic pursuit?
I like the concept of testing out the goals by living on the money you expected to have in retirement - that seems like a very smart thing to do!
Ha! We kinda do that, every time we go out in the boat, or (very rarely) have nothing to do but cruise around in the convertible, we say we're "practicing being retired".
Hey OP
I definitely have goals. lol, I'm a "list maker" from way back.
1) research a beach community to be a snow bird in./beach house
2) spend considerable time in france.
3) find a charity to support or get more active in my church
first, I do try to remember that objectives change. my number 2 and 3 have changed over time. My number one has been pretty consistent. Now I had to make it a goal if I plan on purchasing a beach house. I don't have the funds to just pop down to florida and buy real estate.
I'm planning on retiring in 2 years at 58. I'm now researching various locations and starting January I plan on visiting the top three.
Do you think you will need to work at all to supplement your retirement income? If so, what are you considering?
My goals: first, take a nice long vacation to "get away from it all". Second: downsize all the then-unnecessary tools and vehicles and office paraphernalia. Third: take little side trips when we can and feel like it.
Gonna be nice not to be so tied down. I. Can't. Wait.
If you asked me when I was 50 what my retirement goals were, they would have been TOTALLY different than what they are today.
In the last four years, I rediscovered an artistic pursuit that I'd enjoyed in my 20s and started really delving into it. Since then, I've had my work in art galleries and won awards for it. Now, I wake up every morning thrilled that I get to do this each day. I'm having a ton of fun.
None of that was even on my radar ten years ago.
This has reminded me that I'm not some fixed in stone person. Five or ten years from now, I may very well have reinvented myself again and be doing something completely unexpected. Or, life could very well take an unexpected turn that I can't predict today.
And, so, if I had to give one "goal" for retirement, that's it:
Go with the flow, enjoy today, and welcome the unexpected, where ever that may lead.
I'm enjoying my oil painting class. I have exactly 3 paintings at home that I like looking at them. It also adds to my perspective when I travel. I now can appreciate the old masters. Plan to visit to more museums next year when I go to Europe again.
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