U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Retirement
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 10-29-2017, 11:23 AM
 
71,515 posts, read 71,694,121 times
Reputation: 49088

Advertisements

before medicare we recently paid 12 ,000 for my wife and i in premiums , each with a 4k deductible except for 2 visits a year to our primary .

i won't even tell you what we spent in dental for the 2 of us the last 3 years .
Reply With Quote Quick reply to this message

 
Old 10-29-2017, 11:36 AM
 
1,053 posts, read 514,634 times
Reputation: 1809
Quote:
Originally Posted by mathjak107 View Post
before medicare we recently paid 12 ,000 for my wife and i in premiums , each with a 4k deductible except for 2 visits a year to our primary .

i won't even tell you what we spent in dental for the 2 of us the last 3 years .
It’s insane. We are all being held hostage to the medical and insurance industries. We need single payer for all ages
Reply With Quote Quick reply to this message
 
Old 10-29-2017, 11:37 AM
 
29,775 posts, read 34,860,277 times
Reputation: 11687
Quote:
Originally Posted by skycaller23 View Post
Who would have thought that health insurance outside of employer provided would run into the tens of thousands of dollars for HEALTHY people ?
That’s because the cost basis isn’t based on health.
Reply With Quote Quick reply to this message
 
Old 10-29-2017, 11:56 AM
 
71,515 posts, read 71,694,121 times
Reputation: 49088
it is based on the poor health of those left in the aca insurance pool .many younger healthy people pay the fine , take catastrophic insurance if they don't get a subsidy and save thousands ,.

the healthy never ended up paying for the sickly like most insurance . it ended up being a big pool of mostly those who needed some expensive care now that they had insurance. bankrupted both my aca insurers .
Reply With Quote Quick reply to this message
 
Old 11-16-2017, 03:07 PM
 
Location: Pueblo area
211 posts, read 121,437 times
Reputation: 473
Pulled the trigger and signed up for Obamacare.

The hilarious thing about it was that if you projected your 2018 income at $15K, you got “free” Medicaid, but you had to prove you had almost no assets. I honestly entered $20K projected and not only got the $931 monthly tax credit, but there is also something called CSR, cost sharing reduction, that lowered the deductible from $4,300 to $0, but also lowered max out of pocket to $7,350 to $2,350.

Thought there was a software bug, how can this make sense, the KP website said it was called the 4300 plan because it has a 4,300 deductible. Chatted with the state people on the web, talked to KP on the phone, it is all legit.

I sit in my Colorado “mansion”, stare at the mountains, spend all day with my tax-deferred retirement plans and TurboTax. I will get healthcare, at least for 2018, for $109 a month, zero deductible.
Reply With Quote Quick reply to this message
 
Old 11-16-2017, 06:38 PM
 
1,186 posts, read 663,199 times
Reputation: 4119
Quote:
Originally Posted by CatPeople View Post
Pulled the trigger and signed up for Obamacare.

The hilarious thing about it was that if you projected your 2018 income at $15K, you got “free” Medicaid, but you had to prove you had almost no assets. I honestly entered $20K projected and not only got the $931 monthly tax credit, but there is also something called CSR, cost sharing reduction, that lowered the deductible from $4,300 to $0, but also lowered max out of pocket to $7,350 to $2,350.

Thought there was a software bug, how can this make sense, the KP website said it was called the 4300 plan because it has a 4,300 deductible. Chatted with the state people on the web, talked to KP on the phone, it is all legit.

I sit in my Colorado “mansion”, stare at the mountains, spend all day with my tax-deferred retirement plans and TurboTax. I will get healthcare, at least for 2018, for $109 a month, zero deductible.
I thought people could qualify for Medicaid on the ACA exchange without assets even being considered or "proved", but only your annual income counted.

Has something changed this year? I am not on the ACA exchange so honestly don't know.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Retirement
Similar Threads
Follow City-Data.com founder on our Forum or

All times are GMT -6.

© 2005-2019, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top