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Old 09-24-2017, 05:58 AM
 
4,884 posts, read 2,360,968 times
Reputation: 5723

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I've been coming to this forum for the past 6 yrs - mostly lurking - to obtain information that may help my retired parents and to prepare myself for retirement for a few years.

Since I'm not a regular - I haven't noticed any conflicts - or reasons for complaints. My thanks to the forum for all the advice that has helped me throughout the years.
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Old 09-24-2017, 06:05 AM
 
3,351 posts, read 3,060,111 times
Reputation: 4885
Quote:
Originally Posted by fluffythewondercat View Post
I don't think I'll be posting in this subforum again but before I go

Vote me off the island if you like. Carry on.

No one has voted you off - you seem to have voted yourself off.
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Old 09-24-2017, 06:06 AM
 
29,829 posts, read 34,918,975 times
Reputation: 11752
Quote:
Originally Posted by Serious Conversation View Post
That is an absolutely delusional point of view. These people are offering their professional expertise, often free of charge, to folks who have absolutely no knowledge of that field. That is not you. From your posts, you are a well-informed and well-read man. But neither is that trait confined to seniors.

For people who run along your rails, look up Paul Waggener. Paul has more wisdom than virtually anyone than I personally know.
I often at times like this in the forum wonder about the respect folks have for the thoughts of their own children and parents. Do they treat them with less credibility and wisdom? We are certainly counting on our children to help guide us as needed as we age.
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Old 09-24-2017, 06:07 AM
 
Location: Colorado Springs
4,865 posts, read 4,979,827 times
Reputation: 17368
I wish this forum had been around before my company downsized me out of a job at age 55. At that time I thought I could retire but I got a rude awakening when I tried to deal with the individual health insurance market. My premiums kept going up wildly every year. If I knew that at age 55, I would have moved for a new job.

Bottom Line: They don't want to insure people over 60. So I returned to work at age 61 primarily to get affordable group health insurance. The ACA insurance is too risky because there is no way to predict future premiums.

So I think 65 is the earliest age for most people to retire. I don't think the politicians will gut Medicare because people in both tribes need it and support it.
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Old 09-24-2017, 07:23 AM
 
71,905 posts, read 71,971,035 times
Reputation: 49452
Quote:
Originally Posted by xray731 View Post
I've been coming to this forum for the past 6 yrs - mostly lurking - to obtain information that may help my retired parents and to prepare myself for retirement for a few years.

Since I'm not a regular - I haven't noticed any conflicts - or reasons for complaints. My thanks to the forum for all the advice that has helped me throughout the years.
the time to learn and set the building blocks for descent in to retirement can be a decade or more before . usually by the time we start frequenting retirement sites it is to late to make changes .
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Old 09-24-2017, 07:28 AM
 
Location: Central IL
15,253 posts, read 8,572,788 times
Reputation: 35698
Quote:
Originally Posted by mathjak107 View Post
the time to learn and set the building blocks for descent in to retirement can be a decade or more before . usually by the time we start frequenting retirement sites it is to late to make changes .
Yes...but policy changes quickly now. There's no 5, 10, or even 20 year grandfathering in. Health insurance premiums have changed a lot in 10 years. All you can do is save every dime you can...running scared. I really don't want to live like that or retire like that.
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Old 09-24-2017, 07:36 AM
 
71,905 posts, read 71,971,035 times
Reputation: 49452
you can't plan on what if's .

we plan around what was ,what is and what stands a reasonable good chance of continuing . then we nudge things along the way to keep it on course , like steering a big ship .

the plan should at least start off in the direction based on what is . doing nothing and having hope as a strategy , or betting on remote outcomes because you think things will change is never a good idea .
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Old 09-24-2017, 08:27 AM
 
29,829 posts, read 34,918,975 times
Reputation: 11752
Quote:
Originally Posted by reneeh63 View Post
Yes...but policy changes quickly now. There's no 5, 10, or even 20 year grandfathering in. Health insurance premiums have changed a lot in 10 years. All you can do is save every dime you can...running scared. I really don't want to live like that or retire like that.
You have a good head on your shoulders and ask good questions. Don't run scared but move forward planned which you are doing. The unknown is just that and the mistake many make heading in and living in retirement is that they have blinders on. You have your eyes wide open!
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Old 09-24-2017, 08:40 AM
 
Location: Central IL
15,253 posts, read 8,572,788 times
Reputation: 35698
Quote:
Originally Posted by TuborgP View Post
You have a good head on your shoulders and ask good questions. Don't run scared but move forward planned which you are doing. The unknown is just that and the mistake many make heading in and living in retirement is that they have blinders on. You have your eyes wide open!
...that's why it seems so scary!
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Old 09-24-2017, 10:53 AM
 
6,319 posts, read 4,765,544 times
Reputation: 12978
Quote:
Originally Posted by mathjak107 View Post
the time to learn and set the building blocks for descent in to retirement can be a decade or more before . usually by the time we start frequenting retirement sites it is to late to make changes .
I believe you are thinking of your major interest in financial issues. I think there are a lot of other lifestyle issues that are equally important. I also disagree about retirement being a descent. Retirement offers endless possibilities for growth and change.
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