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Old 10-04-2017, 06:25 PM
6,353 posts, read 5,168,799 times
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Originally Posted by mathjak107 View Post
i don't consider statistics . crap either happens to us or it doesn't.

it has to happen to someone on the wrong side of a statistic , is it you ?

every thing we protect against has a low chance of happening . from dying at younger age to having our house burn down the odds are very slim . heck if we cherry picked by odds no one would have insurance .

so we insure or protect against the chance it is us it will happen to and be financially devastating .

statistics mean nothing to humans who only have two outcomes . it is us or it isn't
There are some binary medical events (look at Tom Petty, RIP) but most are not.

One of my best friends had a stroke six years ago. She is fully recovered and is now dealing with heart disease, which is also serious but she is flying from San Diego to Cleveland this weekend to see her sister so that, again, is an intermediate outcome.

An acquaintance is living year after year after year with non-smoking-related lung cancer. He is not fine, but he is not seriously incapacitated either. His expenses are covered by his company.

I have three friends who had metastatic cancer in middle age and are cancer-free after 10 or 15 years. One of them reported having a lot of expenses not covered by insurance; fortunately she is wealthy.

Some of the people I know fell over dead at a young age, or did not survive car or motorcycle accidents. Others look like they are on track to live to 103 like my grandfather.

Shakespeare described life as involving infinite variety and that is about right. All we can do is prepare for the worst and hope for the best.
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