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Old 01-07-2018, 12:40 PM
 
1,569 posts, read 2,750,181 times
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Quote:
Originally Posted by BLS2753 View Post
Rather be a Uber driver where you choose your schedule without repercussions.
The big difference is you have a passenger in the car. Driving myself around - heaven. Driving someone else around -- hell.
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Old 01-07-2018, 01:17 PM
 
Location: Northern panhandle WV
3,007 posts, read 2,172,300 times
Reputation: 6691
A lot of RV dealerships do this for RVs. Would you be up for that?
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Old 01-07-2018, 01:34 PM
ERH
 
Location: Cary, NC
1,145 posts, read 1,637,273 times
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One more direction to consider -- driving one of those escort vehicles for oversize tractor-trailer loads.
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Old 01-07-2018, 02:02 PM
 
1,277 posts, read 289,073 times
Reputation: 1514
This sounds like something I would be interested in down the road. Hope this thread continues to fill out with examples and feedback.
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Old 01-07-2018, 03:34 PM
 
14,260 posts, read 23,995,588 times
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If the OP is expecting to drive new cars all over the country, it is probably not going to happen. It is generally cheaper for dealers who need to transport vehicles a long way to put it on a truck and transport it in a carrier. That way, they don't get dinged for the mileage on the odometer.
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Old 01-07-2018, 07:03 PM
 
Location: Amelia Island
2,977 posts, read 3,960,816 times
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My brother-in laws dad does this for a very large dealership in New England. Lots of times clients leases are expiring and he will swap them out with new cars. He is doing deliverys all over.

Another friends dads picks up parts, makes deposits and other things for another dealership. They love it, both are retired.
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Old 01-07-2018, 10:04 PM
 
Location: Albuquerque, NM
1,428 posts, read 2,571,200 times
Reputation: 2536
Anyone considering doing this needs to look at the fine print. It’s typically a contract gig (1099 pay) and the dealership may expressly exclude contract drivers from their liability coverage. Also, your standard personal auto policy excludes coverage for “auto business” situations. That potentially leaves you without coverage for this gig. You may need to look into a rider on your personal auto policy for liability coverage for this endeavor.

Signed, someone who used to work for an insurer of auto dealerships.
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Old 01-08-2018, 12:19 AM
 
Location: Loudon, TN
5,783 posts, read 4,838,667 times
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Quote:
Originally Posted by jakabedy View Post
Anyone considering doing this needs to look at the fine print. It’s typically a contract gig (1099 pay) and the dealership may expressly exclude contract drivers from their liability coverage. Also, your standard personal auto policy excludes coverage for “auto business” situations. That potentially leaves you without coverage for this gig. You may need to look into a rider on your personal auto policy for liability coverage for this endeavor.

Signed, someone who used to work for an insurer of auto dealerships.
So the dealership's insurance would cover their auto in an accident, but not damage to the other car if it was your fault? So you would need umbrella coverage? Or are you saying they wouldn't have liability insurance your injuries?
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Old 01-08-2018, 11:25 PM
 
Location: Albuquerque, NM
1,428 posts, read 2,571,200 times
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Quote:
Originally Posted by TheShadow View Post
So the dealership's insurance would cover their auto in an accident, but not damage to the other car if it was your fault? So you would need umbrella coverage? Or are you saying they wouldn't have liability insurance your injuries?
Typically the dealer always has first-party coverage for their cars (comprehensive and collision), but may not provide liability coverage for non-employees driving their vehicles (i.e., contract drivers, customers on test drives, etc.). By liability coverage I mean coverage for whomever is hurt by the dealer’s driver. Meaning the other person or vehicle.

Whether or not there is coverage for your own injuries is a more complicated question that turns on state law (no-fault state?, required uninsured motorist coverage? Med pay?) and again on what coverage is in the dealer’s policy.

Umbrella coverage typically only adds additional limits to coverage you already have — it doesn’t remove exclusions. You would have to purchase a rider on your personal auto policy (if offered) or purchase a separate policy for the auto business.

I’ve been out of the business since about 2012, so some things may have changed. But the moral of the story is to always, always check and see what coverage is available — both through the dealer and your personal auto carrier.
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