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Old 01-12-2018, 02:31 AM
 
Location: Tampa, FL
27,798 posts, read 26,196,040 times
Reputation: 14611

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Quote:
Originally Posted by augiedogie View Post
Ive owned 6 houses during my work years and plan to never own one again. Its hard to say you even own it with the hoa fees, taxes, insurance, utilities, zoning rules and restrictions.

Very true. Maybe will be a renter someday just to rid of any of the above.
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Old 01-12-2018, 03:08 AM
 
Location: R.I.
970 posts, read 603,310 times
Reputation: 4175
Quote:
Originally Posted by Mightyqueen801 View Post
Even within an HOA, there is not always a guarantee. We had the homeowner from Hell in our condo complex.

Her front screen door was broken and hanging and she never painted the trim, which the unit owners are supposed to do every three years. She had broken blinds in her front windows visible from the street.

But worse, she had NEVER paid her maintenance fee. Never. She owed tens of thousands of dollars, but she knew how to work the bankruptcy laws and she knew how to get away with stuff. She even wrote a book and published it on the Internet about how to get away with not paying for things.

We had the lawyer go after her to get a garnishment on her wages, but according to anything on record, she was not employed. However, we KNEW where she worked. People saw her working in a supermarket in a nearby town. There was nothing connected with the Social Security number that WE had, however.

Finally--after about ten years or however long she was here--she ran out of bankruptcy tricks, and the bank managed to foreclose on her condo. She still would not go, and the Sheriff's department had to come and escort her out. I heard the unit is a mess inside, but at least she is finally gone.

Sounds like a similar scenario that went down at my sister's condo complex with a woman who owned there. A next door neighbor to this woman thought they were loosing their mind because they could smell this farm type stench along with hearing squealing noises coming from her unit. Come to find out this woman was breeding and selling mini pot belly pigs out of her condo. I don't know the exact specifics of how they got her out, but following her unit had to be pretty much entirely gutted before it could be resold.

My sister is now dealing with a woman a few units over from her who happens to be on the board who thinks it is just a wonderful thing to feed a pack a feral cats and leaves cat food out on her patio for them 24/7. Guess she hasn't figured out that lots of wildlife will eat cat food and cats for that matter including the local coyote who is spotted hovering around the complex fairly often.

My sister would sell her condo in a heartbeat, but she bought her condo when the prices were high and foolishly being OCD perfectionist put a boat load of money into it doing renovations. Even without a mortgage for her to move out and move up she would end up with a mortgage, and being a widow and nearly 70 she does not want to go the mortgage route at this stage of her life. Renting would be an option, except renting in a nice apartment complex in our area would cost her nearly double of what the cost of her mortgage free condo is, and renting would be no guarantee her next door neighbor would not be another Miss Piggy or Hello Kitty.

I guess unless you live on multiple acres in the middle of the woods one will always face the potential of having an unsavory neighbor. I think Kentucky Senator Rand Paul will attest to that following being physically assaulted by his next door neighbor while he was mowing he lawn.
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Old 01-12-2018, 03:30 AM
 
Location: Tampa, FL
27,798 posts, read 26,196,040 times
Reputation: 14611
Quote:
Originally Posted by Nightengale212 View Post
Sounds like a similar scenario that went down at my sister's condo complex with a woman who owned there. A next door neighbor to this woman thought they were loosing their mind because they could smell this farm type stench along with hearing squealing noises coming from her unit. Come to find out this woman was breeding and selling mini pot belly pigs out of her condo. I don't know the exact specifics of how they got her out, but following her unit had to be pretty much entirely gutted before it could be resold.

My sister is now dealing with a woman a few units over from her who happens to be on the board who thinks it is just a wonderful thing to feed a pack a feral cats and leaves cat food out on her patio for them 24/7. Guess she hasn't figured out that lots of wildlife will eat cat food and cats for that matter including the local coyote who is spotted hovering around the complex fairly often.

My sister would sell her condo in a heartbeat, but she bought her condo when the prices were high and foolishly being OCD perfectionist put a boat load of money into it doing renovations. Even without a mortgage for her to move out and move up she would end up with a mortgage, and being a widow and nearly 70 she does not want to go the mortgage route at this stage of her life. Renting would be an option, except renting in a nice apartment complex in our area would cost her nearly double of what the cost of her mortgage free condo is, and renting would be no guarantee her next door neighbor would not be another Miss Piggy or Hello Kitty.

I guess unless you live on multiple acres in the middle of the woods one will always face the potential of having an unsavory neighbor. I think Kentucky Senator Rand Paul will attest to that following being physically assaulted by his next door neighbor while he was mowing he lawn.
Another good reason to rent - move as needed.

Re: middle of woods retirement. Good when you're 50's and strong/able to care for the property. Not so good when you're 70s-80s when you need more access to retirement support (nearby health care, for example).
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Old 01-12-2018, 04:34 AM
 
Location: Middle Tennessee
229 posts, read 122,684 times
Reputation: 318
We just bought in a HOA - this is my first experience. Time will tell, but our HOA is $260 month and includes maintenance of outside, lawncare, fitness room, pool and internet/cable.

We use the fitness room and the internet alone cost us $150 month alone where we moved from.

For us, it makes sense.
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Old 01-12-2018, 06:07 AM
 
5,340 posts, read 7,209,072 times
Reputation: 5099
I'd rather ask the question - are you getting your money's worth? What do you get for that amount? What would it cost you to do it all yourself if you lived in a non-HOA area? Some HOAs do very little for the money but some do a lot. Also, consider getting involved in the HOA board or whatever - maybe you can learn how that money is allocated and have a bigger say in it.
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Old 01-12-2018, 06:58 AM
 
15,122 posts, read 3,993,514 times
Reputation: 10949
Quote:
Originally Posted by otowi View Post
I'd rather ask the question - are you getting your money's worth? What do you get for that amount? What would it cost you to do it all yourself if you lived in a non-HOA area? Some HOAs do very little for the money but some do a lot. Also, consider getting involved in the HOA board or whatever - maybe you can learn how that money is allocated and have a bigger say in it.
The whole idea of an HOA is that things are probably done NOT as you would do them. I am on the board of one HOA and we do things much better than I would do them. I'm a remodeler and handyman and can make just about anything work. That's often how I run my other houses (saved me 10's of thousands or more over the years).

But with an HOA we don't want to crawl under the building when the sump pump goes south.....so we get the best available and a service contract...

I don't know why people find it so confusing...or, well, I guess I DO KNOW. It's the same reason our country is going down the tubes. Living with others requires....wait.....COMPROMISE.

As long as the Prez of my HOA is not stuffing his own pockets (like Don the Con), I'm OK.........If Don the Con does comprehensive immigration reform and Congress agrees in a bipartisan manner, I'm all for it. I don't even have to read it.

Compromise. They should have TV commercials about it. I want NY Bagels everyday. But it won't happen.
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Old 01-12-2018, 07:20 AM
 
Location: Coastal New Jersey
56,005 posts, read 54,508,374 times
Reputation: 66354
Quote:
Originally Posted by otowi View Post
I'd rather ask the question - are you getting your money's worth? What do you get for that amount? What would it cost you to do it all yourself if you lived in a non-HOA area? Some HOAs do very little for the money but some do a lot. Also, consider getting involved in the HOA board or whatever - maybe you can learn how that money is allocated and have a bigger say in it.
Always a good idea.

When I first joined the board, we had a woman who came to the meetings and was very vocal about how she didn't think we were managing the money correctly and especially that she thought we could find a better property manager. The property manager has been managing our complex for more than 15 years, knows it inside out, knows the history, comes and does walkarounds that they don't charge us extra for, etc.

There was a vacant spot on the board, and she decided to go for it at the annual meeting. She got a bunch of people to show up at the meeting and they voted her in.

She missed her first board meeting, lol. Totally forgot about it. She missed the second one, too, because she was visiting her son and new grandchild overseas. OK.

When she finally came to a board meeting, she saw the confidential stuff that other homeowners don't see. The list of people who are in arrears with their payments, including those who never pay and whose 15K, 20K, debts we have to write off and just lose because they work the bankruptcy system. She saw how we went for three bids for services like landscaping and snow removal and didn't just pick one because they were somebody's friend. In short, she got to sit in on the world of trying to stuff ten pounds of **** into a five-pound bag and still keep fees to a minimum.

When the property manager's contract was up, we got two other proposals. It was obvious that we were getting great value with the one we already have, and she was the first to vote to renew their contract.

Our regular complainers were mouthing off at the last meeting about how they had voted for her because she promised change but nothing had happened. It was amusing.
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Old 01-12-2018, 08:02 AM
 
6,635 posts, read 4,593,253 times
Reputation: 13346
Quote:
Originally Posted by Mightyqueen801 View Post
Always a good idea.

When I first joined the board, we had a woman who came to the meetings and was very vocal about how she didn't think we were managing the money correctly and especially that she thought we could find a better property manager. The property manager has been managing our complex for more than 15 years, knows it inside out, knows the history, comes and does walkarounds that they don't charge us extra for, etc.

There was a vacant spot on the board, and she decided to go for it at the annual meeting. She got a bunch of people to show up at the meeting and they voted her in.

She missed her first board meeting, lol. Totally forgot about it. She missed the second one, too, because she was visiting her son and new grandchild overseas. OK.

When she finally came to a board meeting, she saw the confidential stuff that other homeowners don't see. The list of people who are in arrears with their payments, including those who never pay and whose 15K, 20K, debts we have to write off and just lose because they work the bankruptcy system. She saw how we went for three bids for services like landscaping and snow removal and didn't just pick one because they were somebody's friend. In short, she got to sit in on the world of trying to stuff ten pounds of **** into a five-pound bag and still keep fees to a minimum.

When the property manager's contract was up, we got two other proposals. It was obvious that we were getting great value with the one we already have, and she was the first to vote to renew their contract.

Our regular complainers were mouthing off at the last meeting about how they had voted for her because she promised change but nothing had happened. It was amusing.
So typical. Around here, the whiners love to whine, but would never volunteer to join the Board or volunteer to help with anything. We had a guy who was convinced there was all sorts of Board financial malfeasance going on. He came to this conclusion when we denied a request that was specifically prohibited in the CC&Rs.

We told him was welcome to go to the Management companies office and see every bill we had ever approved, every contract we ever entered into, read all the Board meeting minutes and financial statements. He spent what I’m sure were a couple wonderful days doing just that. And we never heard a peep out of him again.
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Old 01-12-2018, 08:42 AM
 
Location: Paranoid State
13,047 posts, read 10,428,989 times
Reputation: 15678
Quote:
Originally Posted by TwinbrookNine View Post
Whatever happened to "I was here first"?
Hmmm. Great question. Perhaps you might ask the Cherokee, the Navajo, the Sioux and the Chippewa.
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Old 01-12-2018, 09:31 AM
 
Location: Paranoid State
13,047 posts, read 10,428,989 times
Reputation: 15678
Currently, I have the following:

1. Almost-slopeside Ski condo: $575/mo. Includes building upkeep, grounds upkeep, basic satellite TV, internet, and water. And snow plowing the driveway. And upkeep of the common swimming pool, clubhouse with exercise equipment, multiple hot tubs and a few other things. I rent it out.

2. Single Family House 5 mins. from Ski Resort parking. $275 per year. As far as I can tell, it goes to pay for the back office accounting services & postage to mail out the following year's HOA bill.

3. House in a 55+ community: $135/mo. It covers clubhouse with resort-style gym & pool & exercise rooms & concierge & clubs. I think it also covers streets (repaving every X years). I own it & my mom & mentally disabled brother live in it.

4. House in a resort-style community. $475/mo. It covers guard-gated & patrolled community including clubhouse with resort-style gym & pool & exercise rooms & concierge & clubs. I think it also covers streets (repaving every X years). It is a rental.

5. House in small gated community. $225/mo. It covers the streets & gates & common lights & surveillance cameras & walls & fences and some common landscaping.

6. Condo in Las Vegas High Rise just off the strip: $1200/mo. The condo association owns the physical structure, and pays for its upkeep (the condo owner owns the space from the paint inward). It includes a resort style pool & gym & theater & valet parking & extensive concierge services (e.g., they'll take your groceries from your car to your unit and take care of all your dry cleaning & laundry services if you want). Rental.

As another poster mentioned, one benefit of a high HOA fee is it tends to eliminate riff-raff and undesirables.

Last edited by SportyandMisty; 01-12-2018 at 09:43 AM..
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