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Nope, no dental plan. What do I do about it? Suck it up and don't go to the dentist, which is pretty much the same thing that happened when I didn't have health insurance. And is also the reason why I don't have a lot of sympathy for yuppies that complain because their insurance went up with ACA. They can suck it up like I did - am.
I would go to a dental school for work but I am just about midway between 3 of them - about a 3 hour drive away. If they would add a dental school to the local medical school I would be all set.
You can also save some money getting a cleaning at a dental hygiene school. They are more common than dental schools.
Don't you just love how the three things that are almost guaranteed to need care in our senior years - teeth, vision, and hearing - are NOT covered by medicare?
Last edited by VTsnowbird; 06-18-2018 at 05:28 AM..
I have no dental plan. And have had plenty of dental work before I knew the damage done by carbs/sugars and now I have REDUCED them big time. Use Coconut Oil toothpaste and antioxidants and stay away from dentists....have some remedies in case I get some pain here and there.
So you never get a cleaning? hmmm..not sure how wise that is.
Cash for dental and optical. Dental and optical insurance is expensive and limiting. The optical coverage at work did not pay for progressive lenses, anti-reflective coatings, etc. I have found flexible spending accounts to be a ripoff, also.
I have a dental plan and they pay half and I pay the other half but there is a one year waiting period so I will have to pay out of pocket should the need arise and that is why I keep a savings account also .
I used to have Met Life. Over a 2 year period my wife and I paid into the fund almost $2000. They gave us back about $700. And so they stole $1300 from us that we could have used for dental care.
Additionally, they had requirements that the dentist had to do which raised the cost of the service so that even with the dental insurance it actually cost more than my other dentist. Like they requires an evaluation of the tooth before worth started. My Met Life dentist essential charged me $75 to take his mirror and look at the tooth.
Dental Insurance companies are a major rip off.
We just dip into savings.
The last time I had a cleaning the dental assistant remarked how I must be using an electric toothbrush because my teeth were so clean, so she spent the whole time measuring how my gums had receded. Like this is worth my time. Of course my gums have receded, I’m almost 70 years old.
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