Do you have a Dental Plan? If not, what do you do?
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Katie,
I'll bet you are still working and the insurance is through an employer. Private plans or insurance available to retirees do not compare.
You can get good private dental insurance plans, I posted information on two of them and both cover major work from the day the policy goes into effect. Are they cheap? No, but the last employer provided insurance we had was with my husband's employer before he retired and it wasn't much cheaper and provided less coverage than we have with the private policy.
I don't have a post-retirement dental insurance plan. My best way of covering dental costs is upfront prevention.
I don't eat or drink things with sugar or HFCS. I also avoid fruit juices because they have almost the same equivalent amount of sugar as sugar-filled sodas. I floss really well twice a day, and brush right after that. I take my time with both of those things to make sure they are done right. These things alone have helped me avoid dental problems in the past couple of years.
I go to an excellent, modern clinic in Nogales, Sonora, Mexico twice a year for a good dental checkup and cleaning. They do an excellent job with a dental laser cleaning device instead of the manual scraping and picking that my US dentist used. In Nogales, I pay about $40 for the dental cleaning and exam visit. If an x-ray is needed, it would be $10-15 more, but I avoid the x-ray unless there is something wrong.
If I ever need to have an old crown re-done, the cost at my dentist in Nogales will be 60-70 percent less than a typical US dentist.
I don't have a post-retirement dental insurance plan. My best way of covering dental costs is upfront prevention.
I don't eat or drink things with sugar or HFCS. I also avoid fruit juices because they have almost the same equivalent amount of sugar as sugar-filled sodas. I floss really well twice a day, and brush right after that. I take my time with both of those things to make sure they are done right. These things alone have helped me avoid dental problems in the past couple of years.
I go to an excellent, modern clinic in Nogales, Sonora, Mexico twice a year for a good dental checkup and cleaning. They do an excellent job with a dental laser cleaning device instead of the manual scraping and picking that my US dentist used. In Nogales, I pay about $40 for the dental cleaning and exam visit. If an x-ray is needed, it would be $10-15 more, but I avoid the x-ray unless there is something wrong.
If I ever need to have an old crown re-done, the cost at my dentist in Nogales will be 60-70 percent less than a typical US dentist.
One other thing? My dentist said to never brush right after eating. Finish off a meal with a nice drink of water. Brush after an hour. Acids in foods soften our enamel, and brushing right after thins it. Let your teeth remineralize by waiting.
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