Who to Consult for Accurate Social Security Info

[arwenmark]

SSDI after you jump through hoops and wait up to two years, is very close to your FRA amount and when you reach FRA they simply change you from SSDI to Retirement benefit.
So the amount you would get would be based on your particular situation. Also after all that waiting to be approved if you are approved you get the back payments from the time you filed.

[JayCT]

Originally Posted by arwenmark

SSDI after you jump through hoops and wait up to two years, is very close to your FRA amount and when you reach FRA they simply change you from SSDI to Retirement benefit.
So the amount you would get would be based on your particular situation. Also after all that waiting to be approved if you are approved you get the back payments from the time you filed.

Thanks. That is what I thought. The person is approaching 62 so I assume they would not even be eligible for SSDI once they turn it. Going to have to let them know. Thanks, Jay

[GeoffD]

Originally Posted by arwenmark

SSDI after you jump through hoops and wait up to two years, is very close to your FRA amount and when you reach FRA they simply change you from SSDI to Retirement benefit.
So the amount you would get would be based on your particular situation. Also after all that waiting to be approved if you are approved you get the back payments from the time you filed.

It depends on how many years you’ve worked and your income in those years. If you’re disabled when you’re somewhat younger and don’t have anything like 35 years in the system, your SSDI check can be a heck of a lot bigger than your FRA Social Security check. If you’re disabled at 60, yeah, the checks are likely similar.

[GeoffD]

Originally Posted by JayCT

Thanks. That is what I thought. The person is approaching 62 so I assume they would not even be eligible for SSDI once they turn it. Going to have to let them know. Thanks, Jay

You can collect SSDI up to your full retirement age. You then convert to regular Social Security.

[Blondy]

Originally Posted by Reddog53

Good afternoon,

Thank you all so much. I think that I need to let my spouse's group health know that I will be turning 65 in September 2018. Then, I need to get my butt to the SS office nearest me to sign up for Medicare Part A and maybe Medicare Part B.

@BOBNCHI,
Thank you for the info on the book "Get What's Yours: The Secrets to Maxing Out Your Social Security". Much appreciated.

Best,

Reddog53

If you are going in person, make an appointment.

Also, depending where you live, the nearest office may not be the best.

I have been to 3 different offices in the last couple of years with other people who needed info. One in a small town, one in a suburban area of a larger town and one in a downtown of a very large city. All three offices within 30-40 minutes of each other.

Far and away the small town office was the best as far as wait time, courtesy, professionalism, patience with questions/explanations and also the experience level of the employees.

At all three offices, it seemed they put the more experienced employees on appointments rather than dealing with walk-ins.

So, if you have a small town office near you that's a little bit further drive it may be worth it.

Make a list of all your questions before you go. They will be able to run numbers for you and printout what you will receive under whatever scenarios you want them to project.