Investment Recommendations in your mid-60s (insurance, investments, cost, return)
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No, it could mean he knows with a great deal of certitude about how much it is or is going to be and there's no need to let the world know exact numbers. On most retiree/investment related boards it's considered bad for to mention numbers
All I'm saying is that the more "exact" the information provided, the more appropriate and helping the suggestions/advice the OP is seeking, might be.
Here, or anywhere else, the more information you provide to people who are trying to help you, the better and more informed and tailored the responses might be. But, hey, I'm not the one looking for advice. So whatever.
No, it could mean he knows with a great deal of certitude about how much it is or is going to be and there's no need to let the world know exact numbers. On most retiree/investment related boards it's considered bad for to mention numbers
Over on one of the best retirement forums around is the forum founded by the fire all creator ,the early retirement forum . Numbers are freely discussed all the time
Over on one of the best retirement forums around is the forum founded by the fire all creator ,the early retirement forum . Numbers are freely discussed all the time
We’ve been retired about 5 years now. We have a mix of things which I think is a safe bet for folks our age, SS, small pension, some stock, liquid assets including cash and an annuity and a lot of equity in our home. So far, so good. The annuity should be checked carefully for fees, stability of the issuing agent, etc.
investment wise, interest rates are going to move up after two decades of stagnation.
We're also renting out the garages for car storage (not very invasive; one customer) and passed on others asking as we don't want TOO much traffic. Diversify as noted above and don't lend, don't hang out at casinos, and keep what you have.
interest rates and inflation are joined at the hip .rates don't go up without inflation going up. in the end much ado about nuttin , you will still likely have negative real returns .
interest rates and inflation are joined at the hip .rates don't go up without inflation going up. in the end much ado about nuttin , you will still likely have negative real returns .
Isnt it the inverse....rate increases are used to tame inflation, they should move in opposite directions
interest rates and inflation are joined at the hip .rates don't go up without inflation going up. in the end much ado about nuttin , you will still likely have negative real returns .
People always remember glowingly the days CD’s were earning when Gerald Ford was in office. They always remember those returns, but forget mortgages were in the 15’s, and inflation was very high.
My parents liked those returns and despaired of my sisters mortgage rates.
I like CDs to park money for a bit. The last time I used one was about in 2009? The previous tax year, we broke even, and didn't have to fund our retirement to save a boatload in taxes. So at the beginning of July, I parked 30k for 9 months until I got my next years SEP IRA funding amount, then funded our SEP, and our IRAs. I got a little over one percent, while my money market was paying much less. And ended up using all the 30k and another 10k on top.
Honestly, I think my accountant knows how much we save, and then tells us put away that much plus 10%, just to mess with us. April is a very testy broke ass month.
If you owned shares of VOO s&p 500 etf and VONG russell 1000 growth etf, would that be considered not very diversified? Or to put it abother way, if you had money in 1 fund, do you gain anything by also having money in the other fund, or are they going to basically be very similar in the direction they move?
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the same for mom
