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Old 10-18-2018, 07:41 PM
 
605 posts, read 189,500 times
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No responses here in the dental forum. Likely means there is no plan which corresponds to what I need.
But I'll try posting it here just in case....

Seeking a Dental plan which doesn't cover cleanings & x rays. Redundant as I have that covered already.
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Old 10-18-2018, 08:49 PM
 
Location: Texas of course
566 posts, read 268,228 times
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I think they include cleanings and x rays. I googled a few things and found this, I hope it helps.
https://lendedu.com/blog/best-dental-insurance
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Old 10-18-2018, 09:56 PM
 
Location: SoCal
6,075 posts, read 9,540,537 times
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I'm not sure it'll help you unless you live close to the Mexican border. Many dental services can be obtained for less dollars south of the border. Yes, you have less legal recourse when things go pear-shaped, so you need to carefully research. But things go pear-shaped north of the border also. And thousands of snowbirds - American and Canadian - rely on dental services in Mexico.
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Old 10-19-2018, 04:12 AM
 
2,463 posts, read 2,106,176 times
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Quote:
Originally Posted by BumbleBeeHunter View Post
No responses here in the dental forum. Likely means there is no plan which corresponds to what I need.
But I'll try posting it here just in case....

Seeking a Dental plan which doesn't cover cleanings & x rays. Redundant as I have that covered already.
Interesting and hoping for some answers as we are in the same situation.
We have recently moved and are new to medicare (and have an advantage plan). We are finding that the dentists will NOT see us as a new patient for a cleaning unless we do the full xrays. It does seem excessive.
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Old 10-19-2018, 05:55 PM
 
Location: VT; previously MD & NJ
2,207 posts, read 1,352,704 times
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Quote:
Originally Posted by Mayvenne View Post
Interesting and hoping for some answers as we are in the same situation.
We have recently moved and are new to medicare (and have an advantage plan). We are finding that the dentists will NOT see us as a new patient for a cleaning unless we do the full xrays. It does seem excessive.
Ask your previous dentist to send your last set of xrays to you. Bring them to the new dentist. Of course if you haven't had xrays for years, you are probably past due. Either way, a cleaning should not require xrays. A new patient dental visit might.
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Old 10-19-2018, 06:32 PM
 
2,601 posts, read 5,300,509 times
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What you have covered isn't worth much. What isn't covered could be very expensive thus expensive to insure.

Most dental plans pretty much pay out what they cost.
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Old 10-20-2018, 02:46 AM
 
605 posts, read 189,500 times
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Quote:
Originally Posted by rational1 View Post
What you have covered isn't worth much. What isn't covered could be very expensive thus expensive to insure.

Most dental plans pretty much pay out what they cost.
Interesting. I believe it's worth about $150 around here so hoping to save that for the year.
We had dental insurance via my employer last year. It paid out far far more for the both of us than we paid into it.

Saved us around $1700 a piece last yr.
Even if we had paid the premiums fully, without employer subsidizing it, we'd still have saved alot.
Highly unusual, I know
.We both had major work needing done at once. Maybe that is why i am more comfortable being fully covered even if it costs more
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Old 10-23-2018, 08:06 AM
 
1,183 posts, read 763,640 times
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i'd think it would be hard to find such a plan. preventative care seems to be the driver behind most plans so it makes sense they'd all offer it. will be interesting to see what you find.
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Old 10-23-2018, 08:11 AM
 
2,119 posts, read 727,487 times
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I can't imagine insurers would want to offer this because it might motivate people to skip cleanings and go to the dentist only for expensive emergencies. (Similar to how the ACA mandated 100% coverage for a lot of preventative testing, with the idea that it would save $$ down the road.)

I know that the OP has coverage for cleaning elsewhere but most would not.
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Old 10-25-2018, 03:12 AM
 
605 posts, read 189,500 times
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Quote:
Originally Posted by athena53 View Post
I can't imagine insurers would want to offer this because it might motivate people to skip cleanings and go to the dentist only for expensive emergencies. (Similar to how the ACA mandated 100% coverage for a lot of preventative testing, with the idea that it would save $$ down the road.)

I know that the OP has coverage for cleaning elsewhere but most would not.
I hadn't thought of that. Good point
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