Seeking a Dental plan which doesn't cover cleanings or x rays (since that is already covered) (coverage, years)
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I'm not sure it'll help you unless you live close to the Mexican border. Many dental services can be obtained for less dollars south of the border. Yes, you have less legal recourse when things go pear-shaped, so you need to carefully research. But things go pear-shaped north of the border also. And thousands of snowbirds - American and Canadian - rely on dental services in Mexico.
Interesting and hoping for some answers as we are in the same situation.
We have recently moved and are new to medicare (and have an advantage plan). We are finding that the dentists will NOT see us as a new patient for a cleaning unless we do the full xrays. It does seem excessive.
Interesting and hoping for some answers as we are in the same situation.
We have recently moved and are new to medicare (and have an advantage plan). We are finding that the dentists will NOT see us as a new patient for a cleaning unless we do the full xrays. It does seem excessive.
Ask your previous dentist to send your last set of xrays to you. Bring them to the new dentist. Of course if you haven't had xrays for years, you are probably past due. Either way, a cleaning should not require xrays. A new patient dental visit might.
What you have covered isn't worth much. What isn't covered could be very expensive thus expensive to insure.
Most dental plans pretty much pay out what they cost.
Interesting. I believe it's worth about $150 around here so hoping to save that for the year.
We had dental insurance via my employer last year. It paid out far far more for the both of us than we paid into it.
Saved us around $1700 a piece last yr.
Even if we had paid the premiums fully, without employer subsidizing it, we'd still have saved alot.
Highly unusual, I know
.We both had major work needing done at once. Maybe that is why i am more comfortable being fully covered even if it costs more
i'd think it would be hard to find such a plan. preventative care seems to be the driver behind most plans so it makes sense they'd all offer it. will be interesting to see what you find.
I can't imagine insurers would want to offer this because it might motivate people to skip cleanings and go to the dentist only for expensive emergencies. (Similar to how the ACA mandated 100% coverage for a lot of preventative testing, with the idea that it would save $$ down the road.)
I know that the OP has coverage for cleaning elsewhere but most would not.
I can't imagine insurers would want to offer this because it might motivate people to skip cleanings and go to the dentist only for expensive emergencies. (Similar to how the ACA mandated 100% coverage for a lot of preventative testing, with the idea that it would save $$ down the road.)
I know that the OP has coverage for cleaning elsewhere but most would not.
I hadn't thought of that. Good point
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