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Old 11-15-2018, 04:53 AM
Location: Colorado Springs
4,833 posts, read 4,947,484 times
Reputation: 17302




"To be sure, Margaritaville is not representative of how most of us will spend our retirement years. Fewer than 14 percent of Americans 75 and older occupy some form of senior housing today. Three-quarters of those over 50 say they would prefer not to move at all. And untold numbers of seniors who might need or want to enter an age-restricted or assisted-living community won’t be able to afford to do so; 30 percent of those 65 and older have an annual income below $23,000, according to a study by the Kaiser Family Foundation. The least-expensive homes in Margaritaville are more than 10 times that, before the monthly association fee of roughly $200 — and those sums don’t include meals or care. (For statewide comparison, a private room in a skilled-nursing facility has a median cost of $9,000 per month, and in an assisted-living residence, $3,500 per month, according to LeadingAge Florida, an association of elder-care organizations. Continuing-care communities that guarantee all levels of lifetime care on-site have charges that range from $2,500 to $5,400 per month, plus substantial entry fees.)"

"More than half of Americans — young people more so than older people, in fact — report feeling that “no one knows them well,” a recent Cigna survey suggests. But for baby boomers, according to a new report by the Joint Center for Housing Studies at Harvard, the problem of social isolation has become alarming, thanks to the generation’s inclination to “age in place,” especially in the suburbs. “In these low-density areas, it’s harder to meet your neighbors by accident, by walking in the neighborhood or bumping into them at a coffee shop,” Jennifer Molinsky, the study’s lead author, told me. And the evidence that social ties improve health for older people is significant: A recent study by the AARP Public Policy Institute and Harvard and Stanford Universities estimated that isolation among older adults costs Medicare an additional $6.7 billion a year.

All the residents I met shared Al’s desire for a “feeling of neighborhood” their previous homes lacked. Lana Byer, 71, moved in in April. “Everyone looks out for everyone else,” Byer said. “That was missing in the place I was living. Frankly, it’s exceeded my expectations. It’s so much better. It’s a joy to get up in the morning.” Byer had owned a court-reporting firm in Pittsburgh and is divorced. In other communities, she felt excluded by married couples, but that has not happened here. “There were places I’ve lived where, if my daughter didn’t call me, no one would know I was alive,” she said. “Here, they know I’m alive. It’s like living at a resort.” That morning, she’d come from a nutrition group. Later, on her way to paint wine glasses, she planned to stop by happy hour.

I wondered if there was a chance that the feeling of being on a perpetual vacation would get old after a while? “Only if you do,” she said."
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Old 11-15-2018, 06:01 AM
364 posts, read 125,728 times
Reputation: 1440
The topic of aging in place versus buying into a community has been covered in depth before on C-D. I don't quite understand the article. It says right in the 3rd sentence that 3/4 of those over 50 prefer not to move and many seniors who might want to enter an age-restricted community can't afford to do so. So then the article goes into people who like feeling they're on a perpetual vacation. Sort of contradictory ideas.

The whole idea of perpetual vacation isn't within my value system. As I get older, my desire is to get further away from seeking pleasure and self-gratification. I believe in service and spiritual values. I don't want to be surrounded by strangers nor do I care about nutrition groups and painting on wine glasses. I don't drink so who cares about happy hours. I know Margaritaville wouldn't be the lifestyle for me. But to each his own. It fills needs for these people so I'm happy for those who enjoy that. I have a friend who bought a condo in Florida and is just happy as a clam but I wouldn't want to live in Florida either. Good for her.

I can walk around my own neighborhood and see people I know, many different age groups. There's 2 brothers who are a little "slow" that I enjoy talking to, a lady who likes to feed the ducks, an older man in his late 80's who I enjoy talking to. I have 2 retired widowers next to me who I like. There's a family 2 doors down with 3 kids and I enjoy talking to them. I'm very friendly with a younger woman across the street. I have a town within walking distance and at least 4 churches that I could attend. Many stores and services nearby. I can call a van service if I need transportation.

Even if someone moves into an age-restricted community, you may still need to pay for certain services.

Anyway, personally I can't afford the amounts quoted above nor do I want to pay for meals and fancy landscaping and amenities.
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Old 11-15-2018, 01:29 PM
1,627 posts, read 746,845 times
Reputation: 8875
Sorry, Parrotheads, it's not for me.
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Old 11-16-2018, 09:46 AM
Location: Forests of Maine
30,678 posts, read 49,430,310 times
Reputation: 19129
After I retired, we moved out into the country. We built a farm, and we have gotten very active with community groups.

I have been on pension for 17 years so far, I love it.
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Old 11-18-2018, 06:05 PM
Location: Elmhurst
30 posts, read 15,196 times
Reputation: 29
The Times doesn't set trends, it reports on them many months and years after the fact.

That said, this is just people who never bothered integrating into their original neighborhoods and cities in their primes now desperately hustling to find a place to die and feel welcome in. In our modern age, all things can be bought...or the illusion of owning something can be bought.

So why not buy yourself a (false) sense of community? Typical boomer and millennial behavior. LOL.

I'm quite content now mostly alone (besides my SO) in my thirties and with no expectations of a successor or particularly deep connections with my neighbors. Having squared myself to the prospect, that will not change whenever I feel close to shuffling off.
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Old 11-18-2018, 09:46 PM
6,239 posts, read 4,721,373 times
Reputation: 12768
Margaritaville...... is that a place where you drink yourself into oblivion with margaritas? Why would anyone except an addict want to live that way?
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Old 11-18-2018, 10:29 PM
Location: Lakewood OH
21,699 posts, read 23,655,251 times
Reputation: 35449
Not for me but for those who would enjoy the Margarita lifestyle, have at it. I would like to see more retirement places more varied rather than all cookie cutter copies of one another.
Seniors have different interests and needs just as younger people. Not everyone wants to play bingo, not everyone wants to join book clubs. But the options should be there for both.
I always take these NYT articles with a large grain of salt. This one is a bit contradictory and pushes the stereotypical type of retirement home most uninformed people envision.
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