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For my husband and me -- we have the same goals -- it would have:
1. Enough money to support us until we die.
2. Living in the location we want in the kind of house we want, and living there until we die.
3. Good food and wine, and the ability to enjoy both.
4. Good mental and physical health until we are 80, and mostly good health after that until we die.
5. Enjoyable pastimes.
6. No bothersome or annoying relatives or neighbors.
7. Contentment with what we have -- with no anger, bitterness or resentment about what we don't have.
And all of this to be followed by a peaceful and painless death.
What would your "happy retirement" be?
^ The above, plus the ability and financial means to travel frequently and live within close proximity to the beach. Add in, the FREEDOM to do what we want, when we want, and not be tied to someone else's schedule!
The one I'm living suits me fine. I live in a nice house on a lake. Most of my neighbours have feathers, fur or fins. A town with all the amenities is a half-hour away. My health is decent and hopefully will remain so for a few years yet. I spend most of the time alone but my gf visits several times a year for a couple-three weeks at a time. It works. No complaints. I feel very fortunate.
What I'm doing right now, although I wish for more company (as ever, so no surprise).
I am learning how to belong in a community in my new town in Colorado and repairing my health after years of high stress and night shifts. I have a view of the mountains out my front windows and a decent basic income.
It will be a realization of a dream if I can get a horse life together next season. I know it's not an old age plan but it's mine at 65.
I've got a ways to go before I retire, but here's what I'm hoping for:
1) Paid off house - whether it's the one we currently live in, or we sell and downsize into a home cheap enough to buy in full with no mortgage.
2) Paid off vehicles - my hope is to pay cash for brand new vehicles for both of us right before we retire so that the maintenance on them is VERY LOW for the first 8-9 years of retirement
3) Kids and grandkids nearby (within 1-3 hours' drive) who want to be around us and visit us from time to time, but still allow for our own independence versus caretaking of the next generation
4) Good health to allow for part-time work and volunteering 10-15 hours a week to stay active and involved in the community
5) Enough quarters scraped together to allow for a couple vacations per year - they don't have to be big vacations, but getaways to places we've always wanted to visit and never had time to do while we were working
1) A nice home in a good place. It doesn't need to be the same place forever, but if I move again it will only be to a better place, to whatever kind of home I want at THAT time.
2) Multiple streams of income that can be tapped (or not) as necessary to maintain a nice (but not extravagant) standard of living.
3) Enough money left at the end of the month to put a bit away for travel splurges and fun purchases once in a while.
4) Enough of a nest egg to cover emergencies and big expenditures when needed (remodeling, moving, etc) without any worries.
5) Good health for as long as possible.
And most important to me....
6) My loving hubby to be my partner and keep me company.
Good health is #1 for me. All the money in the world is worthless if you can't enjoy it.
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