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Old 07-04-2019, 05:21 AM
 
Location: Ypsilanti, MI
2,430 posts, read 3,657,283 times
Reputation: 4752

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I will be retiring in mid-December of this year. My age will be 63-6 at time of retirement. The local SS Office is ~10 miles away so no hardship in making an In-Person appointment.

Is there any significant advantage to applying In-Person, or is On-Line filing nearly the same?

Thanks,

Oh, and to answer the Health Insurance questions that will probably arise; we are currently insured via my wife's employer and that will not change with my, or her's, retirement. Until Medicare at age 65...........
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Old 07-04-2019, 05:56 AM
 
Location: Texas
158 posts, read 40,197 times
Reputation: 302
Online is quick and easy. My husband applied at 62 and I applied last month. If you have any concerns or questions when you start the application you can always save it and go back later.
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Old 07-04-2019, 06:01 AM
 
118 posts, read 104,618 times
Reputation: 334
I had worked at SSA for thirty years and filed for my own social security benefits online. It was neat.

If you have no issues and no questions file online, otherwise make an appointment and go in person.
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Old 07-04-2019, 08:42 AM
 
2,447 posts, read 2,096,740 times
Reputation: 3564
I have to say that I was super impressed with the knowledge and efficiency when I had an appointment at the office.

The wait is quite variable, but for me as well the office is very conveniently located so no big deal. Even with an appointment, I had to wait a bit but it was under an hour and I had the peace of mind that it was all done properly and no missing data.
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Old 07-04-2019, 09:45 AM
 
Location: Midwest transplant
2,013 posts, read 4,991,778 times
Reputation: 1570
If you have questions it might be better to go in and see someone. On-line is easy and efficient, so if the projected numbers look good to you, it's fine to do it on-line.
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Old 07-04-2019, 10:10 AM
 
Location: VT; previously MD & NJ
2,183 posts, read 1,338,732 times
Reputation: 6286
Just remember, if your credit is frozen (at the 3 credit bureaus) you will not be able to create an account online.
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Old 07-04-2019, 10:13 AM
 
7,166 posts, read 8,620,829 times
Reputation: 9022
Online is the way to go for anything you can do administratively. There's no benefit to waiting in line for any routine service *if you don't have to*.
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Old 07-04-2019, 10:24 AM
 
28 posts, read 6,310 times
Reputation: 10
Quote:
Originally Posted by Bureaucratic View Post
I had worked at SSA for thirty years and filed for my own social security benefits online. It was neat.

If you have no issues and no questions file online, otherwise make an appointment and go in person.

Not to hijack the thread, but how about if you will be filing for child care benefits as I currently have a toddler in tow in which I am able to receive benefits for until age 19, correct...?
Also, if my understanding is correct, my wife should be able to file for benefits under my employment record for child care also and there is a total amount for benefits for the family should she do so ?
Would she be able to file for these benefits later instead of at this time and what would be the procedure in order to do so ?
Sorry again for the questions but because I read of your SSA employment experience you could help qualify my assumptions with your answers. Thank you !
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Old 07-04-2019, 10:54 AM
 
Location: The South
5,211 posts, read 3,627,108 times
Reputation: 7886
Quote:
Originally Posted by MI-Roger View Post
I will be retiring in mid-December of this year. My age will be 63-6 at time of retirement. The local SS Office is ~10 miles away so no hardship in making an In-Person appointment.

Is there any significant advantage to applying In-Person, or is On-Line filing nearly the same?

Thanks,

Oh, and to answer the Health Insurance questions that will probably arise; we are currently insured via my wife's employer and that will not change with my, or her's, retirement. Until Medicare at age 65...........
Go to the office.
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Old 07-04-2019, 11:23 AM
 
71,457 posts, read 71,629,249 times
Reputation: 49011
It is so easy on line I would only recommend doing it on line and not wasting time at an office for something so simple.. it literally takes a few minutes
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