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Healthcare until ACA came along. Dental. One root canal turned into 4 and 10K. What a bunch of crap that profession is.....I come in with pain and you take 4 tries before you find the offending tooth?
If there's a next time and I hope for your sake there isn't.. see if you can find an endodontist. They do it all in one visit and last time I went, the procedure was literally painless. They even put headphones on me and let me listen to my choice of music.
I have no idea why a regular dentist needs so many visits to complete a root canal even just for one tooth, unless it's all about the money.
That's pretty funny, I remember in the healthcare threads awhile back when you didn't qualify for healthcare subsidies you used to brag about being above accepting them:
Interesting how qualifying for them can change one's value set eh?
If there's a next time and I hope for your sake there isn't.. see if you can find an endodontist. They do it all in one visit and last time I went, the procedure was literally painless. They even put headphones on me and let me listen to my choice of music.
I have no idea why a regular dentist needs so many visits to complete a root canal even just for one tooth, unless it's all about the money.
I don't have a budget with items, really. I should have realized that my former tendency to spend freely when I feel like it wouldn't go away without effort!
I bought a rental house with my emergency fund. When my tenants buy it from me, I'll have a nice stash of emergency money. Which I will *not* spend.
I don't have a budget with items, really. I should have realized that my former tendency to spend freely when I feel like it wouldn't go away without effort!
I've never "budgeted", in the sense of setting aside specific amounts for specific things, either. I interpreted the OP as meaning "What things did you not expect to put/be putting a big dent in your retirement savings or income.... but did, or are?"
In the case of my Money Pit, I overestimated the renovation costs, added a cushion, and came up with a figure of $125K. Due to the perfect-storm scenario I mentioned earlier, the actual tally is now at $364K and I still have that driveway replacement (asphalt in order to keep the cost lower but still $15K) staring me in the face in a couple of months.
Which reminds me, I need to call the appliance guy to find out when they are delivering the new fridge and dishwasher. Both are only six years old but would cost more than half the cost to fix compared to buying new. And the successful-repair history for this problem on this Samsung fridge model is abysmal. Between the two replacements, there went $2100 that I didn't expect.
Not retired yet, but in anticipation I’ve been trying to figure costs. Medical always comes up as the X factor. But as we intend to rent for at least three to four months I am concerned about HOA fees.
Medical and dental costs have been high. We switched from charter cable to AT&T for cable and internet. In 2 years when rates get to high we will switch again. Travel cost more than expected.
Healthcare until ACA came along. Dental. One root canal turned into 4 and 10K. What a bunch of crap that profession is.....I come in with pain and you take 4 tries before you find the offending tooth?
Uh oh. Just had my very first crown placed. He told me 95% chance he's fixed my pain problem. I sure hope it doesn't come down to chasing a bad tooth for me. Oh well, I guess I should feel fortunate that I have the funds to pay for it ---
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