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Old 08-02-2019, 07:15 PM
 
Location: Central Illinois -
21,723 posts, read 14,454,719 times
Reputation: 14901

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Quote:
Originally Posted by Mightyqueen801 View Post

Conversely, another man with whom I'd worked had gotten divorced late in life and REFUSED to retire so that his wife would never get any of his pension. He died at 70, still working. Sure showed her, huh?
I work with guys like that, guys who are eligible to retire at 48 because they started when they were 18, but the ex gets half of their pension, so they often stayed for 42 yrs., 45 yrs., one guy just retired with 49 years of service. They hate the ex and don't want to pay her. Pretty screwy deal that someone who has been divorced for 20 years has to give his ex wife half his pension.
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Old 08-02-2019, 07:55 PM
 
1,119 posts, read 539,213 times
Reputation: 1895
I retired at 42. Iím now 57. I have no illusions of being who I was at 40 when Iím 80.

Glad I did it that way.
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Old 08-03-2019, 08:03 PM
 
18 posts, read 2,556 times
Reputation: 32
Quote:
Originally Posted by ysr_racer View Post
Here's a more recent picture. Happy now?
I can do without the topless lady in the background and you going without any pants. Quit being a pervert
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Old Yesterday, 01:37 AM
 
8,026 posts, read 5,100,457 times
Reputation: 13743
Quote:
Originally Posted by V8 Vega View Post
...My friend died recently of a heart attack, he seemed to strive to eat as unhealthy as possible....
By my reckoning, there's a certain wisdom in that...

Quote:
Originally Posted by RationalExpectations View Post
The good news is he never knew he never got one day of retirement or one penny of SS. Thus, he was never disappointed.
Exactly. The person who dies suddenly, having been bereft of fulfillment of dream long delayed, has no regrets; he's dead. The person who lives on, running out of money or creativity or good health, has plenty of regrets.

Quote:
Originally Posted by ysr_racer View Post
A wise man once said, nobody lays on their deathbed and says, gee I wish I spent more time in the office.
No, it was a fool who said that. Wise men choose careers wisely, and spend a lifetime dedicated to said career.
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Old Yesterday, 02:19 AM
 
72,349 posts, read 72,289,871 times
Reputation: 49867
Quote:
Originally Posted by ysr_racer View Post
He died in his sleep on Sunday night. Never got one day of retirement, never got one penny of social security.

Time waits for no man.
people lose sight of the fact social security is income insurance , like an annuity is ... those who die help pay for those who live . that is how life annuities work and social security is a life annuity . it needs the dead to make the system work ...

i paid home insurance , life insurance with a term policy , car insurance , etc , and never saw a fraction of what i paid in or anything at all in the case of term life insurance . again that is how insurance works .
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Old Yesterday, 03:16 AM
 
Location: Prepperland
13,789 posts, read 9,898,047 times
Reputation: 9923
Quote:
Originally Posted by ysr_racer View Post
He died in his sleep on Sunday night. Never got one day of retirement, never got one penny of social security.
That was the plan, Stan.
In 1930s actuarial tables, the life expectancy of a man was 54-57 years, so the retirement age of 65 meant that the majority of taxpaying workers would be long dead before eligible to receive a dime.
The "REAL" beneficiaries were women, since they could get their husband's benefits, and generally outlived men.
Thus was national socialism "sold" to America.
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Old Yesterday, 03:29 AM
 
156 posts, read 70,003 times
Reputation: 592
Lots of good discussions in here, I just put in for my social security at 62. I did the whole ting online, very easy. I just got my official packet of information explaining everything and how much i will get. Sure I could of got more money if I waited longer but as you all have been talking about I could drop dead at any moment.


I got laid off at 53 and could not or at least I did not want to go back into 1 more factory so I pulled the plug early, real early. My company pension started at 55 so................ One of the keys to a successful retirement is living in a paid off house in a low tax area of the country. There is no street lights where I live. Another is already own a nice vehicle that is paid off.


I am not concerned about medical at all. When my time comes i will drop dead, just like my dog. Until then I have insurance to cover the basics. Not too much wealth so that should keep the medical vultures away from me. When they find out you are a broke hillbilly, well lets just say you get wheeled into the let em drop dead room.



I do not regret any of my decisions, I have enough saved and enough coming in to feed me, house me, keep a few extra dollars around to spend on grandkids so I am a happily retired man.


I do not get bored at all during my retirement. Sometimes I wake up early like I am supposed to go to work just to snicker about it while I type silly messages on the internet. Today is one of those days, in the old days I would be climbing into the truck and heading off to work about now. Do I miss work? Nope, not even 1 minute, I actually hated what I did, but it did a good job paying the bills.


When I got divorced back in 1990 my soon to be ex wife wanted half of my company pension when I retired. I said no way and traded away my interest in the family home to keep my retirement. She got the home and I got to keep my retirement. But today I have my full retirement and she owns a broken down house because she never could clean anything properly. So she neglected the house and ruined it. ahahahahahahahahaha it worked out great, just freaking great.


So here is the bottom line, take the money and run son, take the money and run.
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Old Yesterday, 03:57 AM
 
72,349 posts, read 72,289,871 times
Reputation: 49867
Quote:
Originally Posted by jetgraphics View Post
That was the plan, Stan.
In 1930s actuarial tables, the life expectancy of a man was 54-57 years, so the retirement age of 65 meant that the majority of taxpaying workers would be long dead before eligible to receive a dime.
The "REAL" beneficiaries were women, since they could get their husband's benefits, and generally outlived men.
Thus was national socialism "sold" to America.
but even back then , once you weeded out the high infant death rate , life expectancy was much greater .

"the majority of Americans who made it to adulthood could expect to live to 65 back in the 1930's , and those who did live to 65 could look forward to collecting benefits for many years into the future. So we can observe that for men, for example, almost 54% of the them could expect to live to age 65 if they survived to age 21, and men who attained age 65 could expect to collect Social Security benefits for almost 13 years (and the numbers are even higher for women). "plus it is even higher for a couple since either can outlive the other .

it really is no different then today since a 65 year old may have a life expectancy at birth of 78 , yet odds of one of them in that 65 year old couple seeing 90 are almost 50%. seeing 85 for a couple is 73% one of them will make it .

https://www.democraticunderground.co...ss=389x1918177
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Old Yesterday, 05:29 AM
 
Location: Vermont
1,045 posts, read 1,435,310 times
Reputation: 2071
Quote:
Originally Posted by SaraR. View Post
I can do without the topless lady in the background and you going without any pants. Quit being a pervert
Lol. I never saw either due to the picture quality. I really had to study it once I saw your post. Just saying......
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Old Yesterday, 05:53 AM
 
Location: R.I.
1,015 posts, read 621,853 times
Reputation: 4398
Quote:
Originally Posted by NewbieHere View Post
I did nothing, she likes to volunteer and therefore she took CPR too.
I did not say you did anything, my comment was applauding your daughter's effort in taking CPR and that is something a parent should be proud of.
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