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Old 08-04-2019, 05:53 AM
 
1,470 posts, read 322,871 times
Reputation: 1490

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Quote:
Originally Posted by ysr_racer View Post
A wise man once said, nobody lays on their deathbed and says, gee I wish I spent more time in the office.
For me this saying works, but to everyone it's a different story. Some people love their work and as soon as they retire, they lose their sense of identity. Or maybe, without that income, they're not satisfying their needs or their family's needs. People work to survive, pay the bills, elevate their family's standard of living.

I don't use this saying anymore. We all have a life to live and have to decide how to navigate it. For me, it was to build up the largest nest egg, live beneath my means without trying to sacrifice too much as far as quality of life, and retire as soon as I was able to enjoy the final chapters of my life the best way I knew possible.
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Old 08-04-2019, 06:01 AM
 
Location: Outside US
1,306 posts, read 518,521 times
Reputation: 1689
Quote:
Originally Posted by ysr_racer View Post
He died in his sleep on Sunday night. Never got one day of retirement, never got one penny of social security.

Time waits for no man.
Sad but true.

A guy at my pub in WA state put in 28 years with a good pension.

Retired. Talked about things he was going to do and places he was going to go.

Died in bed of a heart attack 8 months after
Retiring.

the system conditions Americans to live in the present for the future.

Doing what you want to do sooner than later in life is a good idea.
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Old 08-04-2019, 06:10 AM
 
1,470 posts, read 322,871 times
Reputation: 1490
Quote:
Originally Posted by ClubMike View Post
One of the keys to a successful retirement is living in a paid off house in a low tax area of the country.
Rep- would you share what state you decided on - only for my selfish interests. Always looking for a place like you describe.
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Old 08-04-2019, 08:55 AM
 
721 posts, read 265,460 times
Reputation: 1894
Quote:
Originally Posted by galaxyhi View Post
So?

What is your point?


I died at work in the '90s, after 7mins 40 secs they were successful the 4th time shocking my heart, but had it not worked, i would not be here. (Anaphylactic shock due to allergic reaction to a sulfa antibiotic resulting in my heart stopping and death). So I'm already on "borrowed time ".

My 30 yr old cousin was murdered in a holdup.

My best friend's son hanged himself at age 24.

My mother passed at age 59 from a devastating disease.

None of them got to retire or collect SS.

The ONLY guarantee in life IS......death will come. Sooner or later will all depend.

I think the OP's point is if you like to retire early, do it, don't wait until 65. If you like your job, and you can work as long as you like, that's okay. If you don't like your job, it gives you too much stress (stress can cause stroke or heart attack too), retire early if you can afford it. Don't wait. You never know that you live today, but you may die to morrow. Why work hard for so many years (talking average of 25 - 60 years old, that is 35 years working), and you cannot enjoy your life the way you want?

So many people work so hard and save, save, save for their retirement, and boom, they die before the retirement age at 65 set by the government. So sad.
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Old 08-04-2019, 09:49 AM
 
29,957 posts, read 35,010,436 times
Reputation: 11855
Quote:
Originally Posted by AnOrdinaryCitizen View Post
I think the OP's point is if you like to retire early, do it, don't wait until 65. If you like your job, and you can work as long as you like, that's okay. If you don't like your job, it gives you too much stress (stress can cause stroke or heart attack too), retire early if you can afford it. Don't wait. You never know that you live today, but you may die to morrow. Why work hard for so many years (talking average of 25 - 60 years old, that is 35 years working), and you cannot enjoy your life the way you want?

So many people work so hard and save, save, save for their retirement, and boom, they die before the retirement age at 65 set by the government. So sad.
On the other hand many others hit the retirement road to soon, donít die and find themselves broke and alive 10-15years later. That thinking to some is comparable to the 35 year old saying why worry about retirement I could be dead before then.
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Old 08-04-2019, 09:57 AM
 
Location: SoCal
13,625 posts, read 6,492,419 times
Reputation: 10177
Quote:
Originally Posted by AnOrdinaryCitizen View Post
I think the OP's point is if you like to retire early, do it, don't wait until 65. If you like your job, and you can work as long as you like, that's okay. If you don't like your job, it gives you too much stress (stress can cause stroke or heart attack too), retire early if you can afford it. Don't wait. You never know that you live today, but you may die to morrow. Why work hard for so many years (talking average of 25 - 60 years old, that is 35 years working), and you cannot enjoy your life the way you want?

So many people work so hard and save, save, save for their retirement, and boom, they die before the retirement age at 65 set by the government. So sad.
I think OP was gloating.
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Old 08-04-2019, 10:20 AM
 
Location: equator
3,595 posts, read 1,586,898 times
Reputation: 8931
Quote:
Originally Posted by mathjak107 View Post
i never heard anyone say i wish i spent more time in retirement or i wish i saved less either . the discussions tend to be a whole lot different at that point . but it still sounds good to say .
I'm sure no one would say they wished they'd "saved less" but I bet many have said they wish they had been able to "do more". Hence having a "bucket list".

But yeah, that's not the type of conversations one has in their last moments with loved ones. Maybe if they are alone...and reminiscing.
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Old 08-04-2019, 10:38 AM
 
Location: Rust'n in Tustin
2,319 posts, read 2,455,503 times
Reputation: 4318
Quote:
Originally Posted by NewbieHere View Post
I think OP was gloating.
I never met the guy, and I was lamenting his death. For me, if I died without ever being retired or collecting social security, I'd feel cheated and be pissed off.

I never lived to work. I worked to live (and hated all of it).

Being retired and doing what I want, when I want is the payoff.
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Old 08-04-2019, 11:47 AM
 
156 posts, read 70,181 times
Reputation: 592
Default Ozarks

Quote:
Originally Posted by TBMorgan View Post
Rep- would you share what state you decided on - only for my selfish interests. Always looking for a place like you describe.



I live west of Springfield, Mo in a county called Lawrence, lots of rural counties around here. If you look you can find fixer upper country places.
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Old 08-04-2019, 12:00 PM
 
14,136 posts, read 7,552,898 times
Reputation: 25886
Quote:
Originally Posted by Sand&Salt View Post
I'm sure no one would say they wished they'd "saved less" but I bet many have said they wish they had been able to "do more". Hence having a "bucket list".

But yeah, that's not the type of conversations one has in their last moments with loved ones. Maybe if they are alone...and reminiscing.
Thereís a middle ground. I didnít deny myself anything my whole adult life. Iíve always skied 60+ days per winter. Iíve always had beach, sailing, boating, and bicycling in the summer. Iíve traveled all over the world. Iíve done many things in my 20s, 30s, and 40s that I physically couldnít do at age 65. Iíve taken lengthy periods of time off to travel and recharge. I got to spend a summer with my father before he got dementia. Iím not going to have a 1%er retirement but itís not like I have a huge bucket list because I lived like a miser my whole adult life.
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