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Old 08-01-2019, 12:14 PM
 
4,828 posts, read 4,088,452 times
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This is very sad.

We just attended a memorial for a recently retired client. Those present calculated she had yet to receive her first pension check. We don't think she ever took a vacation out of town. She had talked about traveling the world in retirement.
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Old 08-01-2019, 12:56 PM
 
Location: Rust'n in Tustin
2,312 posts, read 2,448,887 times
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Quote:
Originally Posted by historyfan View Post
This is very sad.

We just attended a memorial for a recently retired client. Those present calculated she had yet to receive her first pension check. We don't think she ever took a vacation out of town. She had talked about traveling the world in retirement.
A wise man once said, nobody lays on their deathbed and says, gee I wish I spent more time in the office.
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Old 08-01-2019, 01:21 PM
 
136 posts, read 48,221 times
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Quote:
Originally Posted by RationalExpectations View Post
Sorry for your loss.

The good news is he never knew he never got one day of retirement or one penny of SS. Thus, he was never disappointed.
That does not dampen the sadness for his friend and family who know the deceased missed out. When I was teenager a family friend was found one day in his bathtub dead from a heart attack. He was only 40. What we still remember is that he turned down opportunities to enjoy a little of his money on weekends. He was bent on saving everything for retirement. It is best to enjoy some today while still focusing on retirement.
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Old 08-01-2019, 02:14 PM
 
72,323 posts, read 72,269,260 times
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Quote:
Originally Posted by ysr_racer View Post
A wise man once said, nobody lays on their deathbed and says, gee I wish I spent more time in the office.
i never heard anyone say i wish i spent more time in retirement or i wish i saved less either . the discussions tend to be a whole lot different at that point . but it still sounds good to say .
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Old 08-01-2019, 02:29 PM
 
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I still say that it doesn't have to be all one way or all the other. (Save, save, save or spend, spend, spend.) I have taken frequent vacations ever since I left home, even though some of the them were just tent camping weekends during the lean years; and my husband and I usually have a nice dinner out an average of once a month. But, even though we have not been living like misers for the past 40 or so years, we still have quite a bit of money in different retirement accounts, even though we are not multi-millionaires or have even one million saved -- plus our Social Security will be more than enough for our regular monthly and yearly expenses. We are retiring next year, when my husband will be 64 and I'll be 67; and we figure that we will have at least enough to have a good retirement until at least age 80. We are paying for our retirement home in cash, so we can sell it if we need to do that so that we don't end up impoverished and living in some 8' x 10' room or very "low rent" apartment.

Based on my experience and what I have read elsewhere, the average age for people to slow down and not want to do so much seems to be about 75, so we should have a good retirement, barring some kind of major catastrophe. However, if one or both of us were to die or end up permanently incapacitated tomorrow, at least we have died with more memories than just working, doing housework, and sitting around the house watching TV, playing video games, or reading.

But, as always, "to each his own".
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Old 08-02-2019, 05:47 AM
 
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I worked until I was 67 because I enjoyed my job. I retired in June of 2018 and will soon be 68. I am loving every moment of retirement but I do not regret working as long as I did. My wife and I just had a conversation about starting to tap into our nest egg and enjoying life more which we plan to do. We will be moving from Wisconsin to Tennessee in the next month or so and plan to buy a home, a new boat and start taking some of those bucket list trips.
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Old 08-02-2019, 06:26 AM
 
Location: NC Piedmont
3,984 posts, read 2,911,886 times
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Quote:
Originally Posted by RationalExpectations View Post
The good news is he never knew he never got one day of retirement or one penny of SS. Thus, he was never disappointed.
That's true; being dead doesn't bother the person who is dead; it's only painful to others. It's a lot like being stupid...
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Old 08-02-2019, 07:03 AM
 
Location: Coastal New Jersey
56,558 posts, read 54,942,987 times
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There was a guy where I used to work who didn't want to retire and dropped dead at 47. His wife gets the company provided life insurance of 3X his salary that one gets if they die in service, but since he never retired, she doesn't get a penny of his pension.

Conversely, another man with whom I'd worked had gotten divorced late in life and REFUSED to retire so that his wife would never get any of his pension. He died at 70, still working. Sure showed her, huh?
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Old 08-02-2019, 07:49 AM
 
Location: Central Illinois -
21,720 posts, read 14,450,004 times
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Quote:
Originally Posted by m1a1mg View Post
I what bizarre, negative world you live in.

I'm 59, been retired fully for 3 years now. Don't feel useless for a second. And if my grand kids were to ridicule me, their parents would nip that in the bud right away. My kids were raised well enough that they're raising their kids. My health is still excellent. I exercise everyday. As are my mental faculties. The medical industry comes up with new acronyms and cutesy names because medical research evolves daily. We have very few needs and have saved very well for our futures.

I suppose I'm a glass is half full person. You sound like a glass is empty and cracked type of person. I bet you're fun at parties.
Nice humblebrag.
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Old 08-02-2019, 08:19 AM
 
1,407 posts, read 314,242 times
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Quote:
Originally Posted by ysr_racer View Post
He died in his sleep on Sunday night. Never got one day of retirement, never got one penny of social security.

Time waits for no man.
Just had this type of conversation this a.m. with my yoga instructor. I worked in health care and saw a lot of this. Unfortunately we work to pay bills current and future. But if that's covered, you've got to realize you're trading time in your life for money/wages.
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