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Old Yesterday, 01:26 PM
 
Location: SoCal
13,647 posts, read 6,500,363 times
Reputation: 10185

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Like most things, it depends on the location.
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Old Yesterday, 01:56 PM
 
Location: Haiku
4,357 posts, read 2,648,622 times
Reputation: 6425
Quote:
Originally Posted by fluffythewondercat View Post
At present it's true for getting to see a PCP at any of Mayo's Phoenix metro clinics.

Maybe the specialist clinics are able to take Medicare. Maybe your wife was already a patient before they barred the door.

I love the Internet...people feel free to tell a stranger they're full of crap without considering the possibility that their situation is different.
I was not commenting on your post so calm down. And DW is not a current patient.
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Old Yesterday, 02:04 PM
 
Location: Haiku
4,357 posts, read 2,648,622 times
Reputation: 6425
Quote:
Originally Posted by NewbieHere View Post
Interesting, Medicare is always a primary, we have private insurance too. What Medicare doesnít pay, the private insurance picks up. I think maybe fluffy means if Medicare is the only insurance you have.
We have secondary insurance and the rule with them is they only cover what Medicare does not cover. If the provider is charging more than Medicare will cover, our secondary will not pick up the difference, they leave it to be negotiated between Medicare and the provider. But it does cover the co-pay and deductible. So it is kind of complicated. I don't know if this is true for all secondary insurance or just ours, which is BCBS. And of course since Medicare does not cover drugs, our secondary gets used mostly for that.
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Old Today, 09:15 AM
 
1,747 posts, read 615,687 times
Reputation: 3261
Quote:
Originally Posted by mathjak107 View Post
she has no interest ... so i gave up ... they make a great living together so they should be fine regardless ..they both earn multiple 6 figures a year in compensation

My son and DIL = similar situation. Low six figure incomes for both of them. In my case it's my son who works in the financial industry.

I know they have both borrowed against their 401Ks at least twice that I know of: once for their wedding and associated expenses, and again currently for remodeling/decorating the house they recently bought. And she has student loan debt in six figures still.

I too gave up. It's their life and their money and will be their consequences way down the road. I have enough to worry about re: my own retirement without stressing out over what they are doing/not doing with theirs.
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Old Today, 09:32 AM
 
Location: SoCal
13,647 posts, read 6,500,363 times
Reputation: 10185
Quote:
Originally Posted by TwoByFour View Post
We have secondary insurance and the rule with them is they only cover what Medicare does not cover. If the provider is charging more than Medicare will cover, our secondary will not pick up the difference, they leave it to be negotiated between Medicare and the provider. But it does cover the co-pay and deductible. So it is kind of complicated. I don't know if this is true for all secondary insurance or just ours, which is BCBS. And of course since Medicare does not cover drugs, our secondary gets used mostly for that.
So far Iíve not been paying any cost difference, so I assume they take care of everything Medicare doesnít pay. We have BCBS from the Fed. Drugs is a different story, but our drug cost also gone down.
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Old Today, 10:40 AM
mlb
 
Location: North Monterey County
3,256 posts, read 2,890,122 times
Reputation: 4986
My Advantage plan was established by local physicians so finding providers has been easy...

We only Cobrad dental....and have not found a decent dentist who does not up sell us. Our Cobra is $106 a month for Dental Select Platinum for the both of us. One visit to a dental office and they wanted to up sell us to the tune of $2000....doing things our old dentist in Utah did not think was necessary.

As far as the emotion of tapping retirement funds...we are living on a state pension so it feels like I am still getting a paycheck.....Utah sends me money!!!....and my SS kicks in in October. Ask me how I will feel in a little over 4 years when we will have to start taking from the 401K...it will be weird.
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