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Old Yesterday, 12:16 AM
 
Location: on the wind
7,498 posts, read 3,115,497 times
Reputation: 25385

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Quote:
Originally Posted by SunGrins View Post
Tune in next week for the next list.
No, I'll pass. I chose to retire in the worst state on the list. It's great, partly because it isn't going to get a flood of retiree wannabes looking for a low cost Disneyland!
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Old Yesterday, 06:32 AM
 
Location: Buffalo, NY
1,367 posts, read 1,229,958 times
Reputation: 3182
Quote:
Originally Posted by jrkliny View Post
I don't find these to be at all helpful or interesting.

One reason they are close to useless is the diversity within each State. In NY we have economically low cost areas, a number of major cities and of course NYC. These areas are all very different.
Exactly.

That "22% above national average" cost is wholly driven by Metro NYC, otherwise it would be at or below national average for the rest of the state.

In addition, all government pensions are not taxed by NYS, which includes FERS Supplement and TSP (401k) for federal retirees. My income tax burden in retirement is the same as a no income tax state.

I have also found that my homeowners insurance rate is less than half what I paid in Texas, and because of lesser home valuations in my area my property taxes are also less than half.

Weather is another issue, but at this stage in my life winters in NY are not a deal breaker, especially as I no longer have to drive to work daily. I can do without Texas summers (as I enjoy my coffee outdoors on a sunny 65 degree morning today).
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Old Yesterday, 08:30 AM
 
Location: Forests of Maine
30,839 posts, read 49,713,958 times
Reputation: 19293
Quote:
Originally Posted by marcandme View Post
This list changes every day.
Every person who tries to muster up such a list will have completely different criteria for what goes into the grading they will use.



I settled to the oldest state [state with the highest average age] and the highest percentage of retirees.
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Old Yesterday, 11:54 AM
 
4,413 posts, read 4,646,413 times
Reputation: 3872
States are too big and have too many different types of cities and towns to generalize. A list of the best and worst cities or metro areas is more valuable.
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Old Yesterday, 12:10 PM
 
16,040 posts, read 4,235,579 times
Reputation: 11403
Quote:
Originally Posted by kbrkr View Post
I saw this article today and some of the states listed are not as obvious as you would think. Interesting read.

https://moneywise.com/a/the-worst-st...rement-in-2019
Looks like they used REAL science on this!

"One former resident calls Rhode Island's living costs "insane" in a Reddit post"
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Old Yesterday, 12:12 PM
 
16,040 posts, read 4,235,579 times
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I really wonder...well, not really....how many outsiders go to Iowa to retire?
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Old Yesterday, 12:22 PM
 
Location: Tennessee
24,037 posts, read 17,878,486 times
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Quote:
Originally Posted by craigiri View Post
I really wonder...well, not really....how many outsiders go to Iowa to retire?
I worked there for just a year and had all I could stand.
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Old Yesterday, 12:23 PM
 
Location: NYC
3,013 posts, read 1,630,952 times
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Quote:
Originally Posted by craigiri View Post
I really wonder...well, not really....how many outsiders go to Iowa to retire?
I will say that living in Iowa City was a wonderful period for me, of course I was 25yo in a university community But it does have all the advantages that university communities have: Ann Arbor, Madison, Austin, etc.... But the winters
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Old Yesterday, 12:45 PM
 
700 posts, read 208,711 times
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Quote:
Originally Posted by craigiri View Post
I really wonder...well, not really....how many outsiders go to Iowa to retire?
I actually have a cousin who moved there just prior to retirement, and she and her family are still there, out on a farm near Ames. She loves it, despite the winters being on the rough side. She and her husband have lived all over the country (and visited many other countries). She was originally from Utah, near SLC. Nice lady.
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Old Yesterday, 01:44 PM
 
2,397 posts, read 2,418,786 times
Reputation: 2391
Quote:
Originally Posted by LesLucid View Post
Maryland being ranked worst is not such a surprise.
I agree traffic in MD is miserable (think NoVa is worse though) but if you are retired does it really matter? The majority of my family are native Marylanders (some traced back to the Ark and the Dove) and they have retired there for generations without too many issues. My mom lives fine on her own in MD as a retiree.
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