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Old 08-16-2019, 02:21 PM
 
Location: southern california
55,930 posts, read 74,969,676 times
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That is not an ex pat that is a potential 50000 dollar ransom payment
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Old 08-16-2019, 02:32 PM
 
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If you plan it right, you can live off $1000/month in many, many places in the US.

I'd never want to live in Mexico, personally.
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Old 08-16-2019, 02:39 PM
 
Location: Frisco, TX
1,263 posts, read 566,269 times
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If you want to live abroad, then go do it. There are reasons why millions of retirees aren’t flocking to Mexico, and it’s a lot cheaper than the US.

Last edited by Soccernerd; 08-16-2019 at 02:51 PM..
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Old 08-16-2019, 02:51 PM
 
Location: Location: Happy Place
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Nah, not for me. I like living in the good old USA.
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Old 08-16-2019, 02:53 PM
 
6,581 posts, read 3,417,819 times
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Quote:
Originally Posted by oceangaia View Post
Bottom line: she's happy. Security and healthcare doesn't mean much if you're not happy. She wouldn't be able to live the same lifestyle in the US.
This^^^
She is a great example for others who may be thinking of or needing an opportunity like that.
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Old 08-16-2019, 04:21 PM
 
21,102 posts, read 16,891,752 times
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Quote:
Originally Posted by mercedesmarcelina158 View Post
I think I mentioned this elsewhere but I’ll repeat it. I’m a retired clinical social worker who worked in a veterans hospital for over 35 years. We are located in Miami and had many many veterans who had retired overseas, mostly to Mexico, Central America, and Latin America. Everything seem to go well for many of them for several years. Unfortunately, once their healthcare needs became rather dire, they were forced to return to the United States. For some of the veterans it was a matter of needing family support/supervision. For others it was to have access to their VA medical care on a very regular basis ( some of them needed to be seen at least weekly because of the chronicity of their medical conditions).

I mention this because most of these individuals left everything in this country to go live their dream elsewhere. They sold their homes, businesses, if they had one, and most of their belongings.

One thing that served as a cautionary tale for me was that after having spent most of their funds while living overseas, upon returning, they were primarily subsisting on their Social Security check and/or veterans benefits if they were lucky enough to qualify for them. Many were shocked at the cost of living here. Most had nothing left from the sale of their homes or properties as they had spent it living out their dream years abroad . It was hard to see these individuals struggle to apply for benefits such as Food Stamps, subsidized housing, etc.

Having lived away for so many years, they have squandered a lot of their “family equity”. They have very few supports, many were estranged from their children and barely knew their grandchildren. They were surprised to see the ties that had been formed by their immediate family members and former friends in their absence, from which they were excluded.

I realized from working with the veterans and their families that it was not necessarily that their families did not care for them, but having not had interaction with them for decades, they did not feel a closeness with that individual. The veteran on the other hand, often returned expecting things to be just as they had been 20 years ago. It was quite sad. They came home out of necessity, hoping that family would take them in and provide them with care and found that family was not interested, not willing, or not able to provide that for them.

In truth this could happen to any retiree here, who expects family members to take care of them in their old age. However I saw that it was increasingly hard for these veterans as they hadn’t had a had or nurtured relationships with family members and old friends for many years.

As a native Spanish speaker, I would have no problem moving to any country where Spanish is a primary language, at times I have toyed with the idea of moving to Spain where my grandparents were from. But having seen and experienced with my former clients the reality of the situation that they experienced, I will probably remain here in this country.

I think many retirees are not aware of, or ignore how rapidly their health could decline and how much assistance they may require with their Activities of Daily Living (ADL). It’s certainly gave me pause and food for thought, as well as revisiting the idealistic plans that I had for retiring overseas when I was younger.

From many places in the U.S., Mexico is no farther than living in another state here. If you live in NJ and have a relative in California, it's just as far as Mexico. So I don't see what living abroad specifically has to do with maintaining family ties. I'm sure many older people who move to South Carolina have to move back to be closer to family when their health declines to that point too, so again I don't see that as specific to living abroad. In fact for those who have no family, home health is much cheaper in Mexico than here. My grandmother lived her last year in a nursing home because we couldn't afford close to $100,000 a year for 24 hour live in help. Also it sounds like your veterans simply chose to spend money. This woman in the article is living on $1000 a month. That would save most people money, not use it all up.
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Old 08-16-2019, 04:21 PM
 
6,947 posts, read 3,869,547 times
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Quote:
Originally Posted by kevxu View Post
Not every beach locality is like Florida. I live in one and we never, as in never, have those kind of weather problems.
Much of the coast of Central and South America is, I believe. Born and raised on the Gulf Coast. Having to constantly be on your toes, have a bag packed, bags for hte pets, and cash on hand ready for evacuation, and worry about devastation to your home, and the high cost of homeowner's insurance....it's a nightmare. People who live there often have never lived anywhere else and just are not aware that most of hte country doesn't live like that.

Even in Connecticut Katharine Hepburn's family home, which was near a "safe" beach, was demolished by a huge freak flood.

For me, beaches are great to visit. But no way would I want to live anywhere close to one. Once you've seen the power of a massive movement of water headed your way, you realize how Mother Nature controls the area. She laughs at the silly people who built homes and think they own the area. Esp. when the silly people proceed to rebuild or repair the same home, in the same spot. Boggles the mind.

I have no doubt that your beach area is safe, for the most part. You should know. But there are beach areas that states should just designate as disaster zones, and stop new construction in those areas. They build more and more, which leaves less land to act as drainage for the extreme volume of water that will roll in one day (and regularly falls from the sky). Drainage pipes are no substitute for acres of undeveloped land.
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Old 08-16-2019, 04:26 PM
 
21,102 posts, read 16,891,752 times
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Quote:
Originally Posted by oldgardener View Post
If you plan it right, you can live off $1000/month in many, many places in the US.

I'd never want to live in Mexico, personally.
Insurance and medical expense make it hard. My mother paid $400 a month just for her supplemental plan. That would leave her $600 a month for all other living expenses. I wouldn't want to live there either, but I've never been an adventurous type person, I'm a roots person. But I worry a great deal about how well we (my fiancé and I) can afford to age here. We certainly couldn't live in Jersey on $1000 a month, and I wouldn't want to move to a poor community in the U.S. either.
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Old 08-16-2019, 05:12 PM
 
Location: Ohio
20,163 posts, read 14,375,337 times
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Quote:
Originally Posted by oceangaia View Post
Bottom line: she's happy. Security and healthcare doesn't mean much if you're not happy. She wouldn't be able to live the same lifestyle in the US.
Excellent point.

Security is all you.

If you intend to act like an American, then you're going to make yourself an inviting target.

If you dress like the natives and speak the language, then no one is going to pay any attention to you.

If the natives are adorned in bling-bling, then you can, too, if you want, but if they aren't, then leave it at home.

I lived and worked extensively abroad and never had an issue except in one instance.

That was because of terrorists. That terror group had already murdered one member of our battalion and after raiding a terrorist safe-house, German authorities found a roster with several names, including mine, highlighted or marked. We were targeted because of our positions and knowledge of nuclear weapons. Even though I dressed like a German and spoke German, it doesn't help when they know your name, position, rank, social security number and address. They spirited us out of the country until they could resolve the situation and that's how I ended up at the US Embassy Mission in Romania. I told my boss they'd never think to look for me there, and he agreed.

Quote:
Originally Posted by Soccernerd View Post
If you want to live abroad, then go do it. There are reasons why millions of retirees aren’t flocking to Mexico, and it’s a lot cheaper than the US.
And those reasons are fear, ignorance, sloth, prejudice and bias.

90% of Americans are just plain timid and slothful. Their fear and ignorance of other cultures and the fear of other languages is what holds them back. If English was spoken in Mexico, they'd be there, but since it isn't, they're afraid and it's way too much work to learn even a few words of another language.
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Old 08-16-2019, 05:56 PM
 
2,179 posts, read 639,612 times
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Quote:
Originally Posted by TwoByFour View Post
DW and I speak Spanish near fluently and almost moved to Mexico for retirement. Reason we didn't was mostly due to cultural concerns. We didn't want to live in an ex-pat community but were worried how well we would fit in to a middle class neighborhood. We are kid-less, Latino culture is very family oriented. We are atheist, Mexico is largely Catholic and although there are a lot of people who ignore the church, it is still a cultural center. Anyway, we thought we would be real oddballs down there so moved to Hawaii instead.
You picked a place that is 10x more expensive because you thought you wouldn't fit in???

Ha!!!!

If Indonesia is the last place on the planet to retire comfortably by the time I'm that age and I'm not a Muslim do you think that's going to stop me from moving there and stretching my dollar 10x? Hell to the no! I'm going!
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