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Old 08-17-2019, 04:12 PM
 
Location: Houston
22,756 posts, read 11,740,272 times
Reputation: 9254

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I will be retiring to the wife’s native Philippines next year. English is a national language. All my nieces speak English.

The main reason is my wife needs 24 hour care after her stroke more for anxiety than anything else. Too expensive here.

Last edited by whogo; 08-17-2019 at 04:21 PM..
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Old 08-17-2019, 05:46 PM
 
163 posts, read 98,922 times
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I'm not the retirement type but the best retirement decision I ever made was to become a permanent resident of a country (Taiwan) with a good national health care system.
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Old 08-17-2019, 06:19 PM
 
Location: NYC
3,024 posts, read 1,636,430 times
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Quote:
Originally Posted by whogo View Post
I will be retiring to the wifeís native Philippines next year. English is a national language. All my nieces speak English.

The main reason is my wife needs 24 hour care after her stroke more for anxiety than anything else. Too expensive here.
You're not wrong about the widespread understanding of English in the PI, but I've heard from more than a few expats who married & settled there that everyone at the family table or banquet will be chattering away a mile a minute in Tagalog, or whatever, with each other & then occasionally stop & acknowledge your presence with an English sentence or two. They are comfortable with English but speak their own language amongst themselves & you will be outnumbered I had a Filipina-American gf for a few years & they are very chatty. So I would try to learn as much of the local lingo as possible if you don't want to feel like a fifth wheel a lot of the time.

It just is part of the territory of being an expat but not in an expat enclave.
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Old 08-17-2019, 07:26 PM
 
21,145 posts, read 16,899,309 times
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Originally Posted by Hefe View Post
You're not wrong about the widespread understanding of English in the PI, but I've heard from more than a few expats who married & settled there that everyone at the family table or banquet will be chattering away a mile a minute in Tagalog, or whatever, with each other & then occasionally stop & acknowledge your presence with an English sentence or two. They are comfortable with English but speak their own language amongst themselves & you will be outnumbered I had a Filipina-American gf for a few years & they are very chatty. So I would try to learn as much of the local lingo as possible if you don't want to feel like a fifth wheel a lot of the time.

It just is part of the territory of being an expat but not in an expat enclave.
That is not true at all. Maybe that’s just her family. I’m a therapist in nursing home rehab and many of my co-workers are from the Philippines. None of them are overly chatty in fact they’re just like everyone else, some are quiet, some are chatty, some are shy, some not. Again just like everything individual here is different. They only speak their language when it’s a conversation without anyone there but them. They are almost all really nice, good sense of humor and easy-going. Plus I love the little egg rolls they bring to the potlucks we have to celebrate birthdays. They never create work drama, which is more than can be said for a lot of Americans I’ve worked with through the years.
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Old 08-17-2019, 11:23 PM
 
Location: Houston
22,756 posts, read 11,740,272 times
Reputation: 9254
Quote:
Originally Posted by Hefe View Post
You're not wrong about the widespread understanding of English in the PI, but I've heard from more than a few expats who married & settled there that everyone at the family table or banquet will be chattering away a mile a minute in Tagalog, or whatever, with each other & then occasionally stop & acknowledge your presence with an English sentence or two. They are comfortable with English but speak their own language amongst themselves & you will be outnumbered I had a Filipina-American gf for a few years & they are very chatty. So I would try to learn as much of the local lingo as possible if you don't want to feel like a fifth wheel a lot of the time.

It just is part of the territory of being an expat but not in an expat enclave.
Yes, Iíll want to learn cebuano
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Old 08-17-2019, 11:25 PM
 
Location: Houston
22,756 posts, read 11,740,272 times
Reputation: 9254
Quote:
Originally Posted by ocnjgirl View Post
That is not true at all. Maybe thatís just her family. Iím a therapist in nursing home rehab and many of my co-workers are from the Philippines. None of them are overly chatty in fact theyíre just like everyone else, some are quiet, some are chatty, some are shy, some not. Again just like everything individual here is different. They only speak their language when itís a conversation without anyone there but them. They are almost all really nice, good sense of humor and easy-going. Plus I love the little egg rolls they bring to the potlucks we have to celebrate birthdays. They never create work drama, which is more than can be said for a lot of Americans Iíve worked with through the years.
The little egg rolls are called lumpia.
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Old Yesterday, 02:13 AM
 
Location: Nashville TN
193 posts, read 189,957 times
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I don't have health insurance because the ACA took it away from me. To have it again would be 1200 a month, with no benefits and a 7000 or more deductable, if they would pay at all. If the ACA remains law, the fine will increase, and that fine does not go into a medical pool. It goes to the Insurance companies. Very few people seem to understand what Obama did when he got this law passed. It created a Socialist state for his cronies. They took away insurance for all but the lowest income people and NON citizens. What was once outstanding insurance at 200 a month for one healthy person is now just not worth it! I'm not paying an extortion fee; That's whats the ACA is. It's shocking to hear some of you actually think it's a GOOD thing.
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Old Yesterday, 02:37 AM
 
21,145 posts, read 16,899,309 times
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Originally Posted by travelhound View Post
I don't have health insurance because the ACA took it away from me. To have it again would be 1200 a month, with no benefits and a 7000 or more deductable, if they would pay at all. If the ACA remains law, the fine will increase, and that fine does not go into a medical pool. It goes to the Insurance companies. Very few people seem to understand what Obama did when he got this law passed. It created a Socialist state for his cronies. They took away insurance for all but the lowest income people and NON citizens. What was once outstanding insurance at 200 a month for one healthy person is now just not worth it! I'm not paying an extortion fee; That's whats the ACA is. It's shocking to hear some of you actually think it's a GOOD thing.
The current admin has been destroying it and underfunding it. That said I don’t know why you’d pay $1200 a month. I’m 57 and I do t qualify for ACA. If I pay $650 a month for Blue Cross on the open market with $3000 deductible. No reason you can’t get cheaper insurance than $1200 a month.

But make no mistake this admin has made the ACA a shell of itself on purpose. So your blame is misplaced.

Also could not be more off topic.
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Old Yesterday, 07:12 AM
 
3,087 posts, read 1,082,542 times
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Quote:
Originally Posted by ocnjgirl View Post
The current admin has been destroying it and underfunding it. That said I donít know why youíd pay $1200 a month. Iím 57 and I do t qualify for ACA. If I pay $650 a month for Blue Cross on the open market with $3000 deductible. No reason you canít get cheaper insurance than $1200 a month.

But make no mistake this admin has made the ACA a shell of itself on purpose. So your blame is misplaced.

Also could not be more off topic.
Exactly. Plus there is no longer a fine.
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Old Yesterday, 08:56 AM
 
7,680 posts, read 9,529,628 times
Reputation: 9060
Quote:
Originally Posted by travelhound View Post
I don't have health insurance because the ACA took it away from me. To have it again would be 1200 a month, with no benefits and a 7000 or more deductable, if they would pay at all. If the ACA remains law, the fine will increase, and that fine does not go into a medical pool. It goes to the Insurance companies. Very few people seem to understand what Obama did when he got this law passed. It created a Socialist state for his cronies. They took away insurance for all but the lowest income people and NON citizens. What was once outstanding insurance at 200 a month for one healthy person is now just not worth it! I'm not paying an extortion fee; That's whats the ACA is. It's shocking to hear some of you actually think it's a GOOD thing.
The ACA is quite good--it's the Trump adminstration that's undermining it. This "crony" and "non-citizen" blame is ridiculous..

Sad story from a previous poster about overseas retirees who are forced to return to the states after years abroad, not being prepared for the expense and not having stayed in touch with relatives, who may no longer have a strong relationship with them...
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