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Old 09-15-2019, 06:57 AM
 
Location: Austin
12,523 posts, read 7,135,534 times
Reputation: 13924

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I would tell my 18 year old self to spend more time with your very loved family members as they will be dead much, much sooner than you think.
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Old 09-15-2019, 06:58 AM
 
10,659 posts, read 12,578,242 times
Reputation: 15060
Quote:
Originally Posted by k7baixo View Post
Buy Microsoft & Apple.
followed by Facebook, Walmart and Disney stock and oh yeah short Enron!
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Old 09-15-2019, 07:01 AM
 
10,659 posts, read 12,578,242 times
Reputation: 15060
Quote:
Originally Posted by mysticaltyger View Post
Don't listen to your boyfriend who says skip the workplace savings plan. Put something in the workplace retirement plan, even if it's not much. The (now ex) boyfriend still lives like a college student out of necessity in old age (much older than me). I'm somewhat financially comfortable, but would be much better off had I started saving sooner.
My buddy was bragging his kid has a "401K and everything" at work...........yet the kid is getting crushed by debt (mtg, credit cards). My buddy is not much of a saver despite having a great income. I told him the 401K is only as good as the money the kid funds it with............as in if you don't fund it, it literally is worth nothing...........the blank stare was priceless. I assume he confused "pension with 401K"
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Old 09-15-2019, 07:12 AM
 
Location: Ypsilanti, MI
2,551 posts, read 3,753,944 times
Reputation: 5059
Enroll in a Dale Carnegie Class immediately!

I eventually completed the course when almost 30 and it made a tremendous difference. Would have had an even bigger impact in my life had I done it sooner.

Based on recollections of my early childhood habits/behaviors from my Mother, and information gleaned from my wife who works with Autistic students in elementary classrooms, I have self diagnosed myself as being a high functioning autistic through my childhood, slowly expanding outward in early adulthood, and still battling it to some degree even as I approach Retirement. Dale Carnegie Classes made a huge improvement in my progress!
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Old 09-15-2019, 08:12 AM
 
81 posts, read 39,169 times
Reputation: 121
Find a way to work for yourself because working for other people sucks.
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Old 09-15-2019, 11:35 AM
 
8,280 posts, read 8,790,912 times
Reputation: 9380
Get a job with a pension and listen to your parents when they nag you about taking a civil service exam.
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Old 09-15-2019, 12:52 PM
 
233 posts, read 66,856 times
Reputation: 535
Quote:
Originally Posted by heySkippy View Post
Take care of your teeth.

I remember reading about some famous person of advanced years who was asked what they would do differently. Their response was that if they knew they were going to live this long they would have taken better care of their teeth.
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Old 09-15-2019, 02:34 PM
 
9,770 posts, read 16,082,468 times
Reputation: 16345
Quote:
Originally Posted by heySkippy View Post
Take care of your teeth.


^^^^^^^^^^


Especially while you're still on your parents insurance!
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Old 09-15-2019, 05:34 PM
 
Location: Tennessee
24,424 posts, read 18,176,102 times
Reputation: 28702
I don't like to speculate too much on things like that.

It's very easy to sit here and armchair quarterback with "woulda, shoulda, coulda" based on information that we know now that was impossible to know then.

I started college in 2004. Few people had any expectation of any economic collapse four years later.

I would look at general trends.

1) I'd want some sort of field that can develop into a profession. I stumbled into IT. That's not a "career" in the sense that law, medicine, or even something like nursing or teaching is.

2) I would have left east TN at the time. The world is big at 18 and staying home wasn't smart.

3) I would have gone to a better college. More doors would have been opened.
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Old 09-16-2019, 03:25 AM
 
Location: South Carolina - The Palmetto State
1,016 posts, read 1,546,643 times
Reputation: 1171
Quote:
Originally Posted by heySkippy View Post
Take care of your teeth.
That is seriously good advice!
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