What does Medicaid in a Nursing Home pay for?

[old_cold]

Originally Posted by TheShadow

Sorry but medicaid does not pay for AL, only NH.

Sorry, but my mom did go to an assisted living facility. She started with the money she had from the sale of her house and a very low SS payment and when the house money ran out, onto Medicaid.
$40 a month was allowed to her for 'personal' expenses.
She did get transferred from a private room to a double within a few weeks.
She...we...were lucky in that there was a nursing home next door that she was able to transfer to when that became necessary. Otherwise, she would have had to go to the next town.

[2sleepy]

Originally Posted by TheShadow

Sorry but medicaid does not pay for AL, only NH.

It depends on which state you live in. In Alabama, Kentucky, Louisiana and Pennsylvania medicaid does no pay for assisted living, although non-Medicaid assistance may be available.

https://www.payingforseniorcare.com/...ng.html#title2

[pilotpair]

Originally Posted by GotHereQuickAsICould

Every state has their own set of rules.

When we looked into this several years ago, in order to qualify for Medicaid funding, a person had to have an income of less than $1200/month. However, the monthly fee at all the places we looked at started at $3K/month.

My aunt's SS and pension was $2K/month. Not enough to cover care when her savings ran out and too high to qualify for Medicaid assistance.

I asked what people do, and was told that they go out into the country and find a facility or home that charges $2K/month.

The state your aunt lives in may allow Miller Trusts. That means the money she gets monthly that exceeds her state's Medicaid limit is put into a trust fund and not counted against her income. She can then be in a Medicaid-funded nursing home.

When she dies, the income from the trust is paid to the state (not heirs and not the nursing home).

It's worth checking with an elder law attorney in her state to see if this is a possibility.