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Old 05-18-2008, 01:16 PM
 
414 posts, read 1,470,707 times
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Quote:
Originally Posted by LauraC View Post
May I ask whether health insurance is offered by the jobs that you and your 20 year old daughter have?

I don't have a job and my 20 year-old is in college.
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Old 05-18-2008, 05:13 PM
 
Location: home...finally, home .
8,238 posts, read 18,538,118 times
Reputation: 17765
ERs must see you, but only to stabilize you. If you don't have a doctor who's ordered follow-up care, the ERs will not provide that. At least here in Portland, and I suspect most other places

Is that Portland, Oregon or Maine?
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Old 05-18-2008, 10:00 PM
 
48,516 posts, read 84,056,192 times
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Where I live the hospital would stabilze you and then a ambulance would take you to University of texas medical center;which actually is a very good hospital. If cancer to MD anderson the second rated cancer center in the US.
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Old 05-19-2008, 11:19 AM
 
Location: We_tside PNW (Columbia Gorge) / CO / SA TX / Thailand
22,696 posts, read 40,074,231 times
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How many days past COBRA are you? You definitely don't want it to lapse or you will likely have a wait period for full coverage once you find a policy. An HSA is not a bad option, but with huge deductible. You can contribute the deductible amount annually to your HSA and later it will flow to your retirement account.

I got the 'adios' option at age 49 so am in the same boat. I planned to get insurance from college as a student, but the state made huge premium changes for the 'aged' BEFORE my COBRA ran out. (went from $200 / yr to $400 / month for students aver 40)

My current private college has very affordable coverage.

Your daughter should be able to get a bargain policy through her school.

My spouse recently took a PT job that offers full benefits for pretty cheap. ($130 / month) After my school we will do COBRA for 18 months while we take a 12 mo 'round-the-world' trip, then HSA if I don't get a PT job with coverage.
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Old 05-19-2008, 01:38 PM
 
414 posts, read 1,470,707 times
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Good info, Janb. Things for us to work on.

Applied online to a Blue Cross for an estimate but had to provide them with my latest cholesterol numbers. Waiting for doc's office to call me back with them so I can finish the application. Eesh.
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Old 05-19-2008, 04:53 PM
 
1,266 posts, read 2,266,443 times
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People from Canada often come to the US for health care needs as their system does not provide nearly the care the US does. I wouldn't consider that type of system for a second.
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Old 05-19-2008, 05:21 PM
 
Location: Forests of Maine
30,722 posts, read 49,529,915 times
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Quote:
Originally Posted by crittersitter View Post
People from Canada often come to the US for health care needs as their system does not provide nearly the care the US does. I wouldn't consider that type of system for a second.
Yes, I pointed that out too.
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Old 05-21-2008, 10:24 AM
 
414 posts, read 1,470,707 times
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Poor Canadian health care beats excellent but unaffordable health care in the US; IOW, it's better than nuthin'.
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Old 05-21-2008, 10:55 AM
 
162 posts, read 435,714 times
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Absolutely - how can you find much fault with a system which covers children 100%?

OP - how about moving to the UK? We have a great, free health care system here - don't listen to the myths, as with Canada, just go for the truth! I am 57 & have very high BP, high cholesterol, am on HRT, have glaucoma - all these are treated, wonderfully, for free - and my 8 medications cost only 92 a year (about $175) - and that is for 8 separate things, all taken twice daily. When we need to see a doctor, we call & get in the same day, and usually see the doctor who has been our trusted family physician for 14 years - he looked after me through 3 pregnancies.

Come on over - we actually have public transport, too! Just yesterday my son and I went to the Tate Modern gallery and strolled along the Thames - half an hour from home, journey by train cost 4.50 for me, free for him.
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Old 05-21-2008, 01:57 PM
 
4,800 posts, read 11,990,957 times
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Quote:
Originally Posted by Kathleenh54 View Post
I don't have a job and my 20 year-old is in college.
Can you get a job with health coverage?
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