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Old 05-28-2008, 11:20 PM
 
6 posts, read 86,424 times
Reputation: 11

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Laura,

I called Calpers as they are agency regulating my city employment Blue Cross PPO policy per city contract. I was told I could keep BC if I move to another state, but the premium would go up close to $100; that each city or county negotiates yearly, which I knew; however, there would not be an HMO available if I wanted it. I don't, but none to be had anyway. I had a long conversation with Calpers and they were very helpful. So I'm pleased that the option is there if I want it, but not pleased at the increase.

If my former employee negotiates for a different policy or holder, retirees will adapt accordingly I suppose.

Thanks to everyone for the comments.

Mesq
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Old 05-29-2008, 08:26 AM
 
93 posts, read 148,972 times
Reputation: 43
Default Blue Cross of California

Last year I retired from my Gov. job in Northern Ca. The wife and I were moving out of state to Georgia. We had to drop our Kaiser HMO plan and go with Blue Cross of California PPO plan, it was the only plan that I could take to Georgia. Well we have used it two times here in Georgia and they did paid both times. So far it has worked for us.

planefolks
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Old 05-29-2008, 10:36 AM
 
Location: DC Area, for now
3,517 posts, read 12,050,963 times
Reputation: 2141
I think with any plan, you have to look carefully at what the limits are. The plan I have may not be the same plan you have even if they are with the same company and have the same name. It adds to the confusion for us.
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Old 05-29-2008, 06:30 PM
 
48,516 posts, read 83,922,814 times
Reputation: 18050
You need to check with the insurance or the company that your insurance is thru. Even witrhin blue croass there are so many variablesd because of what the policy staes which usually is based most times on how much it cost;frankly.Then it can dependon the standard full coverage;PPO etc.
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Old 10-01-2011, 01:12 PM
 
1 posts, read 2,403 times
Reputation: 10
Default transfering Blue Cross Blue to another state

I have retired and have a great Garenteeded issue Blue Cross Blue Shield policy in PA we are moving to SC. My wife and I both have existing conditions. When I called SC to convert they told me the only conversion was idividual policies on both my wife and myself and each would have a $5000 deductable and the cost would be $800 more a month than i am paying now. I have check the state pools and Fed. program. The state pool is unbelievable expensive and the the Fed. has a six month waiting period with no insurance. Anyone have any advice. I have already sold my house and bought a new one in SC and am moving in a month.
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Old 10-01-2011, 03:39 PM
 
2,593 posts, read 5,289,910 times
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Re-establish an address in PA and keep your existing insurance. Maybe travel back and forth for predictable treatments. Very likely Blue Cross covers emergency care while travelling (however, ask). Hope the Supreme Court does't invalidate and wait for 2014.
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Old 10-01-2011, 07:31 PM
 
Location: SW MO
23,605 posts, read 31,479,691 times
Reputation: 29071
Quote:
Originally Posted by mesq View Post
Laura,

I called Calpers as they are agency regulating my city employment Blue Cross PPO policy per city contract.
I was told I could keep BC if I move to another state, but the premium would go up close to $100; that each city or county negotiates yearly, which I knew; however, there would not be an HMO available if I wanted it. I don't, but none to be had anyway. I had a long conversation with Calpers and they were very helpful. So I'm pleased that the option is there if I want it, but not pleased at the increase.

If my former employee negotiates for a different policy or holder, retirees will adapt accordingly I suppose.

Thanks to everyone for the comments.

Mesq
Exactly. Had you said "CalPERS" up front I could have answered you. We're covered under CalPERS due to our state retirements and Anthem Blue Cross/Blue Shield covers my wife totally and provides my Medicare supplement here in Missouri. We simply use a PPO BC/BS provider network, with which we're well pleased, and Anthem takes care of the rest along with MEDCO for our prescriptions so I have no need for Medicare Part D. It's been a seamless transition.
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Old 10-02-2011, 06:57 AM
 
13,773 posts, read 33,906,848 times
Reputation: 10561
Quote:
Originally Posted by David Yovanovic View Post
I have retired and have a great Garenteeded issue Blue Cross Blue Shield policy in PA we are moving to SC. My wife and I both have existing conditions. When I called SC to convert they told me the only conversion was idividual policies on both my wife and myself and each would have a $5000 deductable and the cost would be $800 more a month than i am paying now. I have check the state pools and Fed. program. The state pool is unbelievable expensive and the the Fed. has a six month waiting period with no insurance. Anyone have any advice. I have already sold my house and bought a new one in SC and am moving in a month.
You might try asking in the SC forum. If you are not old enough for medicare then what type of policy do you have in PA if it is not individual?
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