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Old 07-18-2008, 06:26 PM
 
4,948 posts, read 16,517,317 times
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just do find a credit union and put it in a safe cd, however if it is over the 100,000
you will need to find 2 banks. the interest is real low. since you do not wish stocks,
there really is not much of a choice around. vz and T do pay a good rate, however they are stocks. maybe you could do 15,000 in each just for the div.? A safe 5 percent rate is not around? Verizon I do not think will fold yet? close to that mark.
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Old 07-19-2008, 10:39 AM
 
Location: The South
767 posts, read 2,002,788 times
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I would buy individual corporate or muni bonds in a ladder in approximate equal amounts in each year. You have enough to build a 10 year bond ladder with about $17000 in each year. You can average around 6%. The bond prices do go up and down, however at maturity you get the principle amount back and the main risk is one of the companies default.
I suggest you go to Fidelity.com and read up on bond investing and bond ladders. Fidelity is a very good company to buy bonds from.
As usual to earn more you have to take some risk.
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Old 07-23-2008, 01:21 PM
 
26,589 posts, read 52,257,058 times
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Short term... Bank of America is offering 4.11% on their 7 month CD's
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Old 07-23-2008, 02:33 PM
 
Location: Mid-Atlantic east coast
5,371 posts, read 9,857,680 times
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I was thinking of bronzing my cash, the way we used to do with baby shoes, so I can remember what it was like when the bucks were actually worth something--and who knows, maybe the bronze will increase in value??
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Old 07-24-2008, 07:24 PM
 
29 posts, read 98,704 times
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Wachovia Bank is offering 4.25% on their 12 month cd. Opened 3 accounts last week.
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Old 07-24-2008, 11:37 PM
 
Location: Sacramento
13,784 posts, read 23,800,954 times
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It isn't my type of investment (I'm risk oriented), but have you considered buying an annuity?

Annuities in the US: What They Are and Who They're Good For (http://retirement-budgeting.suite101.com/article.cfm/annuities_in_the_us - broken link)
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Old 08-09-2008, 02:49 PM
 
Location: 96820
795 posts, read 2,081,389 times
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Talking All 'gold' does not glitter

Quote:
Originally Posted by Bideshi View Post
I would put it in physical gold and store it where the US government can't get at it.
Just where might that be?
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Old 08-09-2008, 02:59 PM
 
Location: 96820
795 posts, read 2,081,389 times
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Talking where has all the value gone

Quote:
Originally Posted by LittleDolphin View Post
I was thinking of bronzing my cash, the way we used to do with baby shoes, so I can remember what it was like when the bucks were actually worth something--and who knows, maybe the bronze will increase in value??
Metals are up - steel is some $215.00 a ton so bronze is what. The copper thieves are giving LuLu land a run on their copper street lighting cables.

You be some 75 years to late for bronzing your cash money, rose the red confiscated the gold, then along came 'I don't beat my wife' Nixon and took away the sliver. Leaving the yankee dollars worth squat diddly.
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Old 08-10-2008, 03:57 PM
 
Location: Forests of Maine
30,677 posts, read 49,423,020 times
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Quote:
Originally Posted by ArkansasTraveler View Post
Metals are up - steel is some $215.00 a ton so bronze is what. The copper thieves are giving LuLu land a run on their copper street lighting cables.

You be some 75 years to late for bronzing your cash money, rose the red confiscated the gold, then along came 'I don't beat my wife' Nixon and took away the sliver. Leaving the yankee dollars worth squat diddly.

I here that the value of squat diddly is up though
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Old 08-13-2008, 10:26 AM
 
64 posts, read 115,240 times
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There's a lot of great advice on this on InvestTalk radio - percentages and rules of thumb for how much cash to keep vs. how much to invest when approaching and after reaching retirement. Check it out: Investtalk
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