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Maybe this has been addressed before, but, how do you handle your bank accounts when you move to a new state? Call me simple minded, but I'm having a problem with figuring this out. We have our direct deposits set up here in CA...but our bank has no branches in any of the states we are considering. I went online and looked for other banks that are both here in CA and in the 3 states we are considering...unfortunately, I couldn't find all of them in all three states. How do others handle this? A representitive from our bank mentioned phone banking, through the mail banking, and online...I'm not comfortable with any of these methods...I don't even like using an ATM! I know I'm behind the times, but surely there is a simple answer to this!
That's one benefit of dealing with a large financial institution - when you move your bank has offices/branches in your new state...thus all you do is change your address with them and retain the same account numbers.
I would definitely open an account(s) with a financial institution (bank) in the new state where you are moving. Choose a bank that has numerous branches for convienence purposes.
All you have to do is open a new account with your new bank, and then transfer the assets from your old bank account to the new bank account. Your new bank will help you take care of the transfer, e.g. signing transfer form, etc. It's a common occurance - people change banks all the time for various reasons.
That's one benefit of dealing with a large financial institution - when you move your bank has offices/branches in your new state...thus all you do is change your address with them and retain the same account numbers.
Not necessarily true. Washington Mutual made us close the other accounts and open new ones, even though we had been customers.
Don't use ATMs. On-line banking is more secure than (then? I keep mixing those words up) using ATMs, imo. Can you not keep your money in your same bank, when you get where you're going write check for cash at stores who've become familiar with you? Or do your cash transaction at a bank where you start a small savings account, and keep you direct-deposit in California?
I've never had a problem writing an out-of-state check when I travel, either. A lot of places nowadays have the instant check verification machines.
I'm asking because I've been banking at a local credit union for over twenty years. I would like to keep my money there. When I move, I will probably go back to paper bank statements...I've always used a Post Office box, and will continue to, if I can.
i moved out of state and kept the same bank. Then I went to a local bank and put
in a small amount so I could cash checks if I did need money. One bank when
I moved, I just told them why I did need to close the acc't and they just wrote me a
check which i did put into the new bank. My out of state checks have no problem
at all. I also have a debit card which i can use for the atm, or the grocery store, then get extra cash back.
Why not open an account in the area where you are considering and just write a check off the account that is being direct deposited to. I too have been dealing with a credit union for more than 25 years our retirment funds are direct deposited there and I write a check to deposit into a local bank so I have some activity there locally as well.
Sorry Beekeeper I didn't read your post when I wrote my, we are on the same mind set
Me, either~~
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