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Today I made one of my retirement goals- I PAID OFF MY MORTGAGE!!!!!! I'm doing the happy dance. About 5 years ago I decided that if I wanted to retire after 30 years of teaching I would have to be mortgage free. I've really led a frugal life the past 5+ years so I could reach my goal and I did it! I paid off a 30 year mortgage in 16 years.
NJMike- I don't have any toys and I can retire and afford it(I think).
Now retirement and FUN seem a little closer.
Janet- 6 days left. How are you feeling? Does retirement seem real?
you have the right idea and attitude..retired a year already and love it!...
my only regret is I couldn't have left sooner..all the best to you..
Today I made one of my retirement goals- I PAID OFF MY MORTGAGE!!!!!!
I did the same thing, bluecrab. No vacations, no splurges , a used car ..... but, I do not have a mortgage. And, can you imagine : that "friend" that I mentioned said that I was selfish to do that when others still have to pay their homes off.
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People may not recall what you said to them, but they will always remember how you made them feel .
Today I made one of my retirement goals- I PAID OFF MY MORTGAGE!!!!!!
I did the same thing, bluecrab. No vacations, no splurges , a used car ..... but, I do not have a mortgage. And, can you imagine : that "friend" that I mentioned said that I was selfish to do that when others still have to pay their homes off.
Nancy, Good for you. You're not selfish, just smart.
Today I made one of my retirement goals- I PAID OFF MY MORTGAGE!!!!!!
I did the same thing, bluecrab. No vacations, no splurges , a used car ..... but, I do not have a mortgage. And, can you imagine : that "friend" that I mentioned said that I was selfish to do that when others still have to pay their homes off.
Nancy - That's just jealously speaking (your "friends" comment). I'm close - $39,000 left - not close enough though.
Today I made one of my retirement goals- I PAID OFF MY MORTGAGE!!!!!!
I did the same thing, bluecrab. No vacations, no splurges , a used car ..... but, I do not have a mortgage. And, can you imagine : that "friend" that I mentioned said that I was selfish to do that when others still have to pay their homes off.
I have to say - that doesn't sound like much of a friend. What does your foresight have to do with anyone else's mortgage payment?
I did too - 2 years ago. I've been banking the old mortgage payment for close to 2 years which is great. I worked on mine over about 15 years. My house needs some remodeling and that will pay for that when I do it next year.
Today I made one of my retirement goals- I PAID OFF MY MORTGAGE!!!!!!
I did the same thing, bluecrab. No vacations, no splurges , a used car ..... but, I do not have a mortgage. And, can you imagine : that "friend" that I mentioned said that I was selfish to do that when others still have to pay their homes off.
selfish? why? because you made the right choices..sacrificed and worked hard?
bravo to you...
I have to say - that doesn't sound like much of a friend. What does your foresight have to do with anyone else's mortgage payment?
I did too - 2 years ago. I've been banking the old mortgage payment for close to 2 years which is great. I worked on mine over about 15 years. My house needs some remodeling and that will pay for that when I do it next year.
Congrats bluecrab!
well,what I noticed with some "friends" they had envy when I retired...because they have to work for a long ,long time..but these are the choices we make in life....alot of hard work and sacrifice...they should have been a civil servant like me....
I've run into some of the same type people I used to work with. They become sarcastic when they find out I'm retired. The thing is they're not the ones who have worked 8 to 12 hours a night, 7 nights a week for months on end.
well,what I noticed with some "friends" they had envy when I retired...because they have to work for a long ,long time..but these are the choices we make in life....alot of hard work and sacrifice...they should have been a civil servant like me....
This is true. A lot of my co-workers are saying that they wish they could be in my position and could retire. The fact is, they could...if they hadn't over-extended themselves with big houses and expensive cars, etc. I still live in the same little rowhouse I bought after my divorce 16 years ago. I drive a 9 year old Ford Focus - not exactly a status car - and except for the fact that I like to travel, I live pretty simply. The only adjustment I'll have to make is to cut back on the vacations. But that's fine, because once I'm retired, I won't have that need to get away from it all. There won't be much to get away from!
This is true. A lot of my co-workers are saying that they wish they could be in my position and could retire. The fact is, they could...if they hadn't over-extended themselves with big houses and expensive cars, etc. I still live in the same little rowhouse I bought after my divorce 16 years ago. I drive a 9 year old Ford Focus - not exactly a status car - and except for the fact that I like to travel, I live pretty simply. The only adjustment I'll have to make is to cut back on the vacations. But that's fine, because once I'm retired, I won't have that need to get away from it all. There won't be much to get away from!
Janet, There are a lot of "day" trips so you don't have to stop traveling.
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About 5 years ago I decided that if I wanted to retire after 30 years of teaching I would have to be mortgage free. I've really led a frugal life the past 5+ years so I could reach my goal and I did it! I paid off a 30 year mortgage in 16 years.
