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Old 03-28-2008, 01:43 PM
Location: Clarksville, TN
690 posts, read 2,447,094 times
Reputation: 405


I have read all of the posts but I don't recall the OP stating what she plans to do when she retires? I am in a different quandry, having been medically retired from the army at age 20. I am now 43. I have worked 8 yrs out of my life. The money has allowed me to stay home and raise my kids. Due to kids, moves and divorce I don't own a home. I am bored. I feel as though I have missed out on a lot. I am going back to school in the fall and plan to work when I finish. At this point I dont see myself as traditionally retiring after this is accomplished. I have already had my "retirement" and it hasn't given me much satisfaction.
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Old 04-01-2008, 04:29 PM
Location: Marietta, GA
857 posts, read 4,476,929 times
Reputation: 809
Originally Posted by ramsey View Post
Thanks guys for all the replies. They were/are definitely appreciated . I bought a house for 185k and am going to live below my means. But I must tell you that I have no furniture and that I am moving into a 1600 sq house from a studio apt. I am tempted to fill it up with furniture. But it is only me. I think that I could be spending that money in a savings account. I will have my student loan paid off in 2012. I need reassurance guys. help.
Good move. Don't get in too much of a rush to get it looking good. Take your time. You ought to go around to some model homes in new subdivisions with a digital camera and when you see something you like take a picture. Get an idea what your "style" is before you start to decorate. Also, before you hire someone to do anything always try it yourself. I had no idea just how capable I was when I bought my first house. If you do something and you mess it up you can hire someone to fix it, but why not start out by trying to do it yourself?
As for furniture, I used to go to used furniture places when I was starting out. I once bought an entire bedroom set... bed, night stand, vanity, bench, dresser, armoire, and two mirrors... all for $300. I had to refinish them, but it was worth it. For upholstered things like sofas and chairs, try St Vincent De Paul. My mom works at the church and says that people are always donating brand new furniture (not nasty old stuff that the dog would nap on).
And remember... anything you don't spend you should put into some sort of savings and forget you have it. I have made it a habit to only live on the money coming in, not the money I already saved. You will be amazed how quickly it grows.
Good luck to you and I hope you can retire at 40!
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Old 04-06-2008, 02:46 AM
Location: Tampa, FL
27,798 posts, read 26,255,180 times
Reputation: 14611
Originally Posted by tigerjack88 View Post
I would like to get some advice/suggestions from retirees (recent and not) on how one could retire early. What I would like to know is: what one did in order to retire early (before retirement age 62)? I am a single 28 year old female and will begin working in government (county-sector) and would like to know what to do in order to retire in 15, 20,25 years. I don't plan on having children---any time soon anyway, nor a husband . I have a couple of suze orman books and a david bach book...Any advice and stories are helpful. Thank you
Scotiabank - Be a Savvy Day-to-Day Shopper (http://www.scotiabank.com/cda/content/0,1608,CID10757_LIDen,00.html - broken link)
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