as most of you know by now i like the buckets system for an easy way to allocate money to the different time frames,,,,, one of the systems i like is ray lucias system...ray is a well known financial radio personality and author of quite a few books devoted to setting up the buckets.... anyway i found a link to a calculator for playing around and seeing how much you would put in the different buckets
dont worry about the info in the beginning, you can pretty much just put xxx's in for name and address..... no one calls you anyway... you can run all different time frames and it will tell you how much in each bucket , retired or not, just keep changing years to retirement and it will adjust
https://www.rjlwm.com/bom_planner/myinfo.cfm
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