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Old 08-25-2009, 08:36 AM
 
Location: DC Area, for now
3,517 posts, read 12,052,621 times
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See this article: Mish's Global Economic Trend Analysis: Long Term Buy And Hold Is Still Bad Advice

I'd like to hear folk's thoughts on the analysis presented here on the long term strategy of investing in CD ladders compared to the long term buy and hold in the stock market or dollar cost averaging.
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Old 08-25-2009, 11:36 AM
 
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the only thing cd's guarantee me is a loss after taxes and inflation, ill take my chances well diversified and covering all the asset classes any day .
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Old 08-25-2009, 12:29 PM
 
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I would like to see a comparison of CDs vs bonds/bond funds. Anyone know of such an analysis?
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Old 08-25-2009, 12:34 PM
 
Location: Mississippi
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My best investment has been owning a mortgage at 8% after owning the property for less than 6 months and selling it for a 16% gain.
I am invested in a SP500 index fund, but I sell some stock when it is high and buy back when it falls.
I am 68 years old and started buying CD's 2 years ago, and I will eventually have all my savings in CD's.
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Old 08-25-2009, 01:10 PM
 
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Quote:
Originally Posted by soulful View Post
I would like to see a comparison of CDs vs bonds/bond funds. Anyone know of such an analysis?
I can give you 1-3 year treasuries vs long term bonds



Permanent Portfolio Historical Returns | Crawling Road
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Old 08-25-2009, 01:27 PM
 
Location: Alaska and Texas
202 posts, read 746,935 times
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Default avoiding crashes

I lost a lot of money in the dotcom crash and about a year before the latest crash I pulled most of my money out of stocks. I told my sister and brother-in-law my thinking and they pulled out 2 months before the crash. Thank goodness. I'm done with buy and hold.
As far as this baloney about beating inflation, that's all a bunch of numbers. I just keep finding strategies to spend less keeping my personal inflation at bay. I drive less, and have a nice vegetable garden.
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Old 08-25-2009, 01:32 PM
 
71,612 posts, read 71,751,865 times
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Works for you, not for me though... i wish it worked for me but i enjoy to many different hobbies and things . besides no way in 20 years would i be able to withdraw almost double what it takes to live today unless i stay invested . at 3% inflation theres a pretty good chance most things will at least double...

i cant think of much today that isnt double from 20-25 years ago.

Last edited by mathjak107; 08-25-2009 at 02:20 PM..
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Old 08-25-2009, 06:41 PM
 
1,325 posts, read 3,638,587 times
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[quote=mathjak107;10447181]I can give you 1-3 year treasuries vs long term bonds



Mathjak107. thanks very much
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