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Old 02-01-2013, 05:34 PM
 
29,782 posts, read 34,880,403 times
Reputation: 11705

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Quote:
Originally Posted by Gandalara View Post
The OP posted once only on CD - the post starting this thread.

Probably just advertising those websites.
You noticed that good for you. As soon as I saw part of the OP deleted for spamming and that it was their first post it was ok yeah.
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Old 02-01-2013, 07:48 PM
 
1,831 posts, read 2,139,114 times
Reputation: 2602
Install Quicken software and put in every cent you spend. That would be a start, knowing.
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Old 02-02-2013, 07:48 AM
 
Location: Lexington, SC
4,281 posts, read 10,743,032 times
Reputation: 3716
One has to make a budget list of what they "need" to get by on. Needs as in rent, utilities, food, taxes, insurance, medical, dental, drugs, etc. This list alone might not make for a great life style, but it is what one needs to get by.

If ones income does not meet the out go then one has to increase their income (part time job, draw down invetsments, etc.) or see if they can shave some expenses or a combination of both. Sounds like Economics 101 but you might be surprised what it shows you.

If ones income exceeds the out go then one can add a few luxuries like eating out, recreation, travel, etc.

One often does not see or pay attention to things. As an example a few of my golfing buddies were talking. We are members of a club so we do not pay by the round but we figured what the day cost. Greens Fees $20, Cart $15, Cash Pool $10, Side Bets $5, Three Beers $9. A $50 to $60 day and we play about 10 rounds a month so easy $500 to $600 and month when you look at the cold hard numbers.

My satellite TV, internet, and land line cost me $200 per month. Could I cut back? Well the answer is yes and for some they may need to.

My point is if one makes out a budget one can begin to see the cold hard numbers and make some decisions.

Sorry if sounding like Economics 101.....but.....
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Old 02-02-2013, 10:14 AM
 
Location: Virginia
18,717 posts, read 26,920,267 times
Reputation: 42861
I wouldn't be surprised to see more seniors sharing houses with 3-4 roommates. Many will hate the idea, but it can cut down the bills quite a bit.
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Old 02-02-2013, 10:35 AM
 
Location: State of Superior
8,628 posts, read 13,896,256 times
Reputation: 2770
Quote:
Originally Posted by Caladium View Post
I wouldn't be surprised to see more seniors sharing houses with 3-4 roommates. Many will hate the idea, but it can cut down the bills quite a bit.
Before that day comes, if I am upright and taking nourishment, I will MOVE anywhere just to be alone on my own.
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Old 02-02-2013, 10:36 AM
 
Location: southern california
55,668 posts, read 74,646,551 times
Reputation: 48186
join debtors anon 12 step like yesterday.
here is the link.

http://www.dasandiego.org/
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Old 02-02-2013, 10:56 AM
 
Location: The South
5,230 posts, read 3,640,883 times
Reputation: 7926
Pay yourself first has always worked for me.
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Old 02-02-2013, 12:27 PM
 
43 posts, read 47,308 times
Reputation: 38
If you've already spent all your retirement money, then how can anyone help you at this point?
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