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Old 03-28-2010, 01:14 PM
Location: .
440 posts, read 1,521,435 times
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Can I collect my deceased husband's social security when I am 60???? I am 57 now and have heard different stories....
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Old 03-28-2010, 01:29 PM
Location: SoCal desert
8,093 posts, read 13,234,579 times
Reputation: 14870
From the SSA website:

Social Security survivors benefits can be paid to:
  • A widow or widower -- full benefits at full retirement age, or reduced benefits as early as age 60
  • A disabled widow or widower -- as early as age 50
  • A widow or widower at any age if he or she takes care of the deceased's child who is under age 16 or disabled, and receiving Social Security benefits
  • Unmarried children under 18, or up to age 19 if they are attending high school full time. Under certain circumstances, benefits can be paid to stepchildren, grandchildren, or adopted children.
  • Children at any age who were disabled before age 22 and remain disabled.
  • Dependent parents age 62 or older
Note: If you are divorced, you may still qualify for survivors benefits.
Our Benefit Calculators can help you figure how much your benefits will be.
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Old 03-28-2010, 02:03 PM
433 posts, read 992,192 times
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I'll add that you can begin collecting survivor's benefits when you're 60 and switch at any time to your own Social Security benefit (assuming your work record makes you eligible for benefits). I too am a widow and I intend to draw my own Social Security benefit when I'm 70.
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Old 04-07-2010, 05:00 PM
Location: Greater Greenville, SC
5,893 posts, read 11,400,842 times
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This past summer I started collecting survivor's benefits from my second husband's Social Security. I wasn't sure that I could as someone said you had to have been married for 10 years, and he passed away shortly before our 10th anniversary. Found out when I went to the SS office that the 10 years applys to the ex-wife. She would have had to be 60 and unmarried when she applied, but she didn't quality as she married the guy she was cheating on him with shortly after their divorce.

I also had to be 60 and single but was told that if I remarry now, I can still collect those benefits unless I decide to switch over to my own SS benefits, should they be more at the time I reach eligible retirement age.
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Old 04-08-2010, 09:51 PM
Location: Baltimore, MD
3,745 posts, read 4,219,341 times
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If the ex-wife was married to the now deceased ex-husband for more than 10 years AND she is at least 60 years old, she could divorce husband #2, claim survivor's benefits on deceased ex-husband's account, then remarry husband #2. The key is that she must remarry after the age of 60.
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