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yes property taxex are paid yearly........the property taxes on a well maintained turn of the century home in a safe neighborhood of Rochester (such as Park Ave, Ellwanger-Berry etc.) that costs about $125k...will be about 3k a year. In the suburbs of Rochester, a $125k house would have taxes closer to the 4 or 5k range (but the schools would be much better and you would probably have a much larger yard). On a national level, that's pretty high for property taxes...but you do get more services and the schools (at least in the suburbs) are much better. As a previous poster mentioned, the smaller more rural towns in and around the Rochester and Buffalo regions WILL have decent houses in essentially no-crime areas for well under $100k (many in the 35-60k range)...the schools will be decent, the life very peacefull and quiet. You most likely won't be able to find employment in those towns, but if they are close enough to one of the bigger cities, a commute wouldn't be out of question.
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