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Old 10-29-2012, 03:11 PM
 
Location: Central Maine
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I want to semi-retire and move back up north where I and my wife are originally from. We have been looking at three areas and would like opinions of choices from people who are/have lived in these areas. They are 1.) the Newport/Derby Area of Vermont, 2.) The Lancaster/Littleton Area of New Hampshire and 3.) The Tupper Lake/Saranac Lake Area of Upstate New York. Any comments suggestions from people who live/have lived in these areas as to why or why not we should consider these areas are appreciated. Thank you.
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Old 10-29-2012, 04:11 PM
 
Location: Eastern Washington
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Have never lived there but have visited VT. Between NH, VT, and NY, for me, no contest, NH has way lower taxes for most people's lifestyle. I would never consider living in the Nanny State of New York, I could write a book on why. Some pretty country there, but with NH just a stone's throw away NY would not make any sense to me.

Begs the question why you want to retire to this climate, but maybe you like it.
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Old 10-29-2012, 05:00 PM
 
Location: Planet Eaarth
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Tell us why you've picked just those three locations to re-settle to. I doing that you may better understand the underlying motivation that attracts you to these three locations.

A pencil and paper ,to list the plus and minus of these places, will also help define the why's of your choices. Making any choice "visible" always make the decision easier.
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Old 10-29-2012, 05:35 PM
 
Location: The Woods
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If you're going to be retired, NH may not be a good choice. NH property taxes are higher than Vermont's. I'd pick the Vermont location listed, staying more in Derby than Newport. I would not even consider NY, myself.
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Old 10-29-2012, 05:48 PM
 
Location: Central Maine
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These three communities are small and have a lot of what we need and like (stores, body of water nearby, good libraries). Of the 3 Vermont's gun laws are the least strict, follwed by NH and then NY, which is very hard to get a handgun permit. NH probably has the cheapest taxes, NY has a lot of businesses in the area for it's size. NH is next for businesses it seems. I can find houses in my range in all three areas. Believe it or not, the houses I am looking at in the NH area have property taxes of less than 1500.00 per year each. All three have very cold climates but it's not something that is foreign to us.
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Old 10-30-2012, 01:17 PM
 
Location: Planet Eaarth
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Quote:
Originally Posted by DauntlessDan View Post
These three communities are small and have a lot of what we need and like (stores, body of water nearby, good libraries). Of the 3 Vermont's gun laws are the least strict, follwed by NH and then NY, which is very hard to get a handgun permit. NH probably has the cheapest taxes, NY has a lot of businesses in the area for it's size. NH is next for businesses it seems. I can find houses in my range in all three areas. Believe it or not, the houses I am looking at in the NH area have property taxes of less than 1500.00 per year each. All three have very cold climates but it's not something that is foreign to us.
Suggest that you drill down deeper to the plus & minus of each location to find the best place for you. The better you do your homework the more successful will be the move.
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Old 11-02-2012, 07:51 PM
 
Location: IN
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NH is the best choice. Northern NH has many towns with a good sense of community and lots of people deeply invested in their towns which is a very good thing in this day and age. I would look at Columbia north of Lancaster for a town with a lower tax rate. Research the Northern Pass issue which is a big deal in that area. I actually like Jefferson and Randolph off route 2 east of Lancaster. Beautiful country and a more rural environment, but an easy 30 minute drive into town on a well maintained road. Other areas of NH that you might like would be the northern Lakes region in central NH. The towns I'm think of would be Moultonboro, Tuftonboro, Ossipee, Madison, Eaton, Freedom, etc.
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Old 11-03-2012, 12:03 PM
 
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My mother retired back to Vermont and although she loves it there, she wishes she had checked out the tax situation. It is not very tax friendly, especially to retired folks. Just something to think about.

Last edited by GraniteStater; 11-03-2012 at 09:34 PM..
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Old 11-03-2012, 09:37 PM
 
Location: IN
21,117 posts, read 36,615,852 times
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Quote:
Originally Posted by brava4 View Post
My mother retired back to Vermont and although she loves it there, she wishes she had checked out the tax situation. It is not very tax friendly, especially to retired folks. Just something to think about.
Vermont has a very high tax burden. New Hampshire has one of the lowest tax burdens. All of this information is easily found online. Vermont has an income and sales tax and New Hampshire does not. New Hampshire would be wise to improve the corporate business tax to further increase its competitive advantage against the surrounding states. The headwinds that New Hampshire faces are mainly related to high property tax/rent costs relative to average wages and retaining college graduates in portions of the state.
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Old 11-04-2012, 05:13 AM
 
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Well, I've been in that area of VT for 9 years and the Littleton area for 8 years prior to that and Vt is the better choice for me. Sure, NH has no state income/sales tax but for ME everything else seems more beneficial in VT. I have a nicer, new house (basically the same as the one in NH) and my property taxes are 1/3 of what they were. VT has a tax rebate system based on your income. If you're looking to retire and possibly have more equity in your house or own it outright and don't need a huge income then VT could work better. Remember... There is NO tax free state so you need to look at your own situation.

Also, I'd look at the growth potential in Newport stemming from Jay Peak expansion and we have been getting a lot more Canadians. In Littleton it's basically unplanned urban sprawl based on shopping. As for the people/environment? Same.
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