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Old 01-01-2010, 03:22 PM
 
17 posts, read 29,120 times
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We are in NJ suburb with 6 ac farm. Enjoy it but wanna move to rural area to lower living cost when retired. Something we could not think through. Maybe your feedbacks will influence our decision

1. moving to rural means to give up the benefit of 55+ community (mostly lower housing cost).
2. we like asian food. It is hard to find asian grocery store even in small town.
3. we are not handy enough, it might be difficult to find a helper.
4. is rural life really good for senior who might need to see doctor occasionally?
5. we don't have plan to manage a big farm, just try to be self sufficient. Does it make sense to live in rural?
6. we don't like freezing temperature, neither 100 degree hot place. And we like east coast. Not sure how many choices we have.

Appreciate it if you may share some thought.
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Old 01-01-2010, 03:48 PM
 
Location: Planet Eaarth
8,955 posts, read 17,980,449 times
Reputation: 7193
Quote:
Originally Posted by ledward View Post
We are in NJ suburb with 6 ac farm. Enjoy it but wanna move to rural area to lower living cost when retired. Something we could not think through. Maybe your feedbacks will influence our decision

1. moving to rural means to give up the benefit of 55+ community (mostly lower housing cost). Small town life is great!
2. we like asian food. It is hard to find asian grocery store even in small town.
3. we are not handy enough, it might be difficult to find a helper.
4. is rural life really good for senior who might need to see doctor occasionally?
5. we don't have plan to manage a big farm, just try to be self sufficient. Does it make sense to live in rural?
6. we don't like freezing temperature, neither 100 degree hot place. And we like east coast. Not sure how many choices we have.

Appreciate it if you may share some thought.
Just one thought that meets all your requirement with ease............Small town life is great! (Think 7,000 or less people anywhere in the country. )
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Old 01-02-2010, 08:38 AM
 
Location: Niceville, FL
7,946 posts, read 16,473,588 times
Reputation: 8265
I'm a big fan of looking about 20-30 minutes drive from a bigger city with a large university. Rural health care can be outright scary for anything other than simple matters (yeah, I know y'all can tell me about your awesome individual country doctors, but as a whole, that picture is not good) and being a reasonable drive from a high volume university hospital can really neutralize a lot of that problem. The university town can in many cases be your source for the Asian foods you can't get by mail order.

In terms of having a helper, that shouldn't be that hard if you ask around at church, community center, etc. Someone's always looking for a little extra money. The problem, like it would be anywhere city or rural, is finding someone rock solid reliable.
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Old 01-02-2010, 08:47 AM
 
Location: Forests of Maine
31,151 posts, read 50,332,412 times
Reputation: 19856
Quote:
Originally Posted by ledward View Post
We are in NJ suburb with 6 ac farm. Enjoy it but wanna move to rural area to lower living cost when retired. Something we could not think through. Maybe your feedbacks will influence our decision

1. moving to rural means to give up the benefit of 55+ community (mostly lower housing cost).
Is the cost-of-living in a 55+ planned community really lower?

I do not know.

From our experiences, rural living is much cheaper than urban. But I do not know how that compares to being within a 55+ park.



Quote:
...
2. we like asian food. It is hard to find asian grocery store even in small town.
Many rural towns are in the outlaying areas of a city. We are 25 minutes from Bangor. In Bangor there are many groceries to choose from.



Quote:
... 3. we are not handy enough, it might be difficult to find a helper.
It might, and it might not.



Quote:
... 4. is rural life really good for senior who might need to see doctor occasionally?
Could be, I just changed my PCP. I found a different one in my HMO network that is closer to our house. Now I would drive about half-way toward the city to his office.



Quote:
... 5. we don't have plan to manage a big farm, just try to be self sufficient. Does it make sense to live in rural?
Many cities do not allow chickens, or a tractor.

But you can usually setup a greenhouse anywhere.



Quote:
... 6. we don't like freezing temperature, neither 100 degree hot place. And we like east coast. Not sure how many choices we have.

Appreciate it if you may share some thought.
I dont know.
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Old 01-02-2010, 09:39 AM
 
17 posts, read 29,120 times
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Thank you for the comments. I agree with beachhouse "about 20-30 minutes drive from a bigger city with a large university". Maybe someone can help to list such kind of NICE small towns in mid part of east coast.
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Old 01-02-2010, 12:36 PM
 
Location: Planet Eaarth
8,955 posts, read 17,980,449 times
Reputation: 7193
Quote:
Originally Posted by ledward View Post
Thank you for the comments. I agree with beachhouse "about 20-30 minutes drive from a bigger city with a large university". Maybe someone can help to list such kind of NICE small towns in mid part of east coast.
Contact your sec. of state (and other states) for a population list for town in your/their state(s). Explain that you would like to relocate to a small town as a place to live in your senior years and they can be very helpful.
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Old 01-03-2010, 10:40 AM
Status: " down to just 2 old dogs" (set 11 days ago)
 
Location: Floyd Co, VA
3,429 posts, read 5,261,058 times
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Perhaps one of the smaller communities outside of Durham, NC? Temps not too extreme, Duke University Medical School, etc.
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Old 01-03-2010, 12:03 PM
 
17 posts, read 29,120 times
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Real estate in Research Triangle Park area booms up because of high demand. I am thinking suburb small towns of either Petersburg VA or Cherry Hill NJ.
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Old 01-04-2010, 05:43 AM
 
13,649 posts, read 26,079,477 times
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Heh. I grew up in Cherry Hill and watched one farm after the other go down for the count, all the way towards the shore. And real estate taxes and car insurance are brutal in NJ- I think the worst in the country.
The OP said they want enough property to be self-sufficient "not a big farm." That sounds unlikely as people age, especially if they know now that they'd need to hire help. Small town living might suit the OP quite well, but they're talking about a self-sufficient farm?
I always worry about being more, not less, car-dependent as I get older. Seems like a collision course with aging.
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Old 01-04-2010, 08:35 PM
 
17 posts, read 29,120 times
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Thanks brightdoglover. I heard of that property tax in Salem used to be very low. And NJ is the only state that has 5 ac farmland assessment, which is good for farmer aiming at small scale.

My understanding is where ever public transportation is convenient, poor people are around. So I am trying to stay away from those places.
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