Renting in Sacramento (apartment, rental, evictions)

[kdaca]

Hello,

I'm interested in renting an apartment in Sacramento. Here's my "situation":

1) I gross $36k/year.

2) My credit score is 601.

3) I've never broken a lease, I don't have any evictions, and I have a history of paying my rent on time - if not early.


Do I have a shot at moving into a decent place, or will I have to limit my search to 2nd chance landlords? Also, would it help if I explained my credit situation to them?

If any of you have had any experience renting in Sacramento with a profile similar to mine, I'd appreciate any help you could offer.

[CityGirl72]

This depends on where or how much you want to rent

You should be fine

[mohunny]

Post an ad on craigslist looking for a rental without mentioning credit. Everybody is hurting right now and many landlord just want someone who breaths.

[Curmudgeon]

Your FICO score is of less concern to a landloard than your renting history. They run you on a separate system so you should be just fine. With no evictions and no late payments, the rest won't really matter to them. I wouldn't offer any information that isn't asked for.