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Old 08-23-2011, 06:59 AM
 
Location: San Antonio, TX
11,141 posts, read 20,325,757 times
Reputation: 26377

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Quote:
Originally Posted by sleeptech210 View Post
And I refuse to go to the university! Lol one time there was a 24 hour wait! Crazy!
University actually provides really good care...if you ever have a real emergency and you don't have health insurance, even if you're prepared to pay cash right then, the ER at University is a much better place to be. The other emergency rooms will accept payment right on the spot, but they won't do anything other than tell you that you need to see a doctor...and then you're right back to trying to find a doctor who will let you pay cash.

I broke my leg several years ago and went to the ER at Methodist. They charged me $400 to tell me that my leg was broken (which I already knew), wrapped it in a splint that fell off by the time I reached the parking lot, and gave me a list of doctors to follow up with. When I called those doctors, as soon as they heard I didn't have insurance, before I could tell them I had cash, the receptionists would say to call University, and then hang up on me. Several days later, in agony because the ends of the broken bone grated together every time I moved, I went to the ER at university. They said they had an 8 hour wait but they saw me in about an hour and a half, did xrays and put a cast on my leg. They also asked if I had put the splint (from Methodist ER) on it myself or had a friend do it, because it was such a mess.

 
Old 08-23-2011, 07:01 AM
 
Location: San Antonio, TX
1,220 posts, read 1,723,177 times
Reputation: 1313
I had it through Golden Rule, which is part of United Healthcare, for a few months to avoid COBRA while my husband changed jobs. COBRA was $1300 for a family of 4 while Golden Rule was $700. It would have been less but my son and I take medicine monthly and they charged us more. You can get a quote online. There were many options online so you can compare different deductibles and co-pays. I think ours was $5K with $25 per office visit. I only used them once before we went onto another insurance but everything went smoothly and I haven't been hit by extra bills.
 
Old 08-23-2011, 08:18 AM
 
Location: San Antonio, TX
8,400 posts, read 20,109,630 times
Reputation: 4435
Quote:
Originally Posted by pacos View Post
Well of course that's what tax is for, but I would rather pay my taxes and be taken care of than to have to pay privately.
Actually, that's not what taxes (or the government) are for. Taxes are for programs that benefit society as a whole, not individuals. People should be responsible for their own health insurance, the same they are with auto, life and other insurance programs...
 
Old 08-23-2011, 09:08 AM
 
83 posts, read 136,337 times
Reputation: 66
Why not just continue to put away money every month for health expenses and in the event you get sick visit Texas Med Clinic or something similiar? Before I had health insurance I would go there, they do pretty much everything. I've gone for stitches and broken bones etc.
 
Old 08-23-2011, 09:45 AM
 
15,924 posts, read 17,378,228 times
Reputation: 7641
Quote:
Originally Posted by NWTX1293 View Post
Why not just continue to put away money every month for health expenses and in the event you get sick visit Texas Med Clinic or something similiar? Before I had health insurance I would go there, they do pretty much everything. I've gone for stitches and broken bones etc.
And if something major like a car accident occurs? I kinda doubt the ambulance will take you to the nearest Med Clinic....

When you are young you are invincible and stupid....

When you get older you realize how fragile the human body is and make sure you have major medical coverage.......
 
Old 08-23-2011, 11:30 AM
 
Location: TX
3,929 posts, read 4,687,049 times
Reputation: 4370
Amen. Once something major happens, it won't do any goodtime to remember "oops, I never did look around for medical coverage!"
 
Old 08-23-2011, 11:37 AM
 
Location: N.Ireland
13 posts, read 18,439 times
Reputation: 20
Quote:
Originally Posted by majormadmax View Post
Actually, that's not what taxes (or the government) are for. Taxes are for programs that benefit society as a whole, not individuals. People should be responsible for their own health insurance, the same they are with auto, life and other insurance programs...
But it does benifit every single person in the UK, bar none, so that is all of our society, no single individual is left out.
 
Old 08-23-2011, 12:08 PM
 
Location: 78250
937 posts, read 2,153,869 times
Reputation: 334
Hey I'm British and yes it's coz we pay wayyyyyy too much Tax to get the benefit of free healthcare. I'd rather tpay the high tax and get healthcare rather than not have healthcare at all. one of the many reasons why i look to go back to living inn London again
 
Old 08-23-2011, 12:14 PM
Status: "just keep scrolling then?" (set 15 days ago)
 
14,614 posts, read 31,145,156 times
Reputation: 6656
Quote:
Originally Posted by jons_wifey View Post
we pay wayyyyyy too much Tax to get the benefit of free healthcare.
Wait, wut?
 
Old 08-23-2011, 12:17 PM
 
Location: 78250
937 posts, read 2,153,869 times
Reputation: 334
well not just the benefit of the healthcare system but there's many others too, i think the educaiton system too is top notch were gonna have our DD educated back in UK than HS here
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