Boerne and Bexar Tax Jurisdictions combined tax hit (homeowners insurance, lender)

[88txaggie]

Normally any online real estate listing will list the ISD. A round about way to find out, but I would guess the listing would have accurate info.

[jnojr]

Originally Posted by 88txaggie

Normally any online real estate listing will list the ISD. A round about way to find out, but I would guess the listing would have accurate info.

Sure... but that doesn't mean the school district is the only assessment district you'd be in. It sounds like you could live in several overlapping districts. County, city, school, floods, hospitals, emergency... I could be wrong, but it looks like you could easily be in half a dozen different districts, each looking to wet their beak It would be nice to know ahead of time, and not move in and see who starts sending bills

[Primo]

Originally Posted by jnojr

For example, looking at the Bexar County 2011 Official Tax Rates & Exemptions, I see a big disparity in the apparent tax rates of various localities, and I see other items (like "Flood Fund", "Hospital District", various "ISD"s and "Emergency Districts") that seem like they'd over lap. Of course all have "codes", but I can't see a key or map that would let me look at a given piece of property and figure out which "code(s)" apply. I find it a little tough to believe that a given home could have six or seven times the tax rate as another, and so am figuring I must be missing something!

OK to make things simple in preparation of your possible move to SA.

Remember these 3 facts for living in Texas.
We have very high property taxes.
We have very high sales tax.
We have no state income tax.


If you want to try and bet the system and avoid paying your share of property taxes, you will have brown water coming out of your tap, your house will end up burning to the ground and your kids will graduate high school illiterate. As with most things in life, you get what you pay for.

Take it or leave it.

[jnojr]

Originally Posted by Primo

OK to make things simple in preparation of your possible move to SA.

Remember these 3 facts for living in Texas.
We have very high property taxes.
We have very high sales tax.
We have no state income tax.

Well, TX sales tax is less than CA, so I wouldn't call it "very high"

If you want to try and bet the system and avoid paying your share of property taxes, you will have brown water coming out of your tap, your house will end up burning to the ground and your kids will graduate high school illiterate. As with most things in life, you get what you pay for.

Take it or leave it.

Err, I asked how to find the tax rate, not how to dodge it...

[Bo]

Originally Posted by jnojr

Yes, I've seen that page. But I don't see how to find out which district(s) a given address is in. The search is by name or by neighborhood, neither of which would help me.

You can search by street name only.

Just click "Property Search," pull down "Property Address" and enter the name of a street. A number is not required.

I use that to see the valuations of every house in my neighborhood, just to see whether the valuation on mine is consistent with the trends. The districts are listed under the "Taxing Jurisdiction" tab in the details of the record on an individual property

[jnojr]

Originally Posted by Bo

You can search by street name only.

Just click "Property Search," pull down "Property Address" and enter the name of a street. A number is not required.

I use that to see the valuations of every house in my neighborhood, just to see whether the valuation on mine is consistent with the trends. The districts are listed under the "Taxing Jurisdiction" tab in the details of the record on an individual property

Thanks! I don't know how I missed that. It'll be an enormous help!

[Montirob]

Originally Posted by Bo

You can search by street name only.

Just click "Property Search," pull down "Property Address" and enter the name of a street. A number is not required.

I use that to see the valuations of every house in my neighborhood, just to see whether the valuation on mine is consistent with the trends. The districts are listed under the "Taxing Jurisdiction" tab in the details of the record on an individual property

...and if you don't know the name of a particular street, you can type one you DO know and then use the map function to pan and select a different lot. The map function also gives you basic lot dimensions which may be useful.

[LVKim8]

I am in part of Fair Oaks Ranch that is in Comal county, so I am paying to the Boerne ISD, City of Fair Oaks (police, city services) and Comal. Just received my assessment and everything has gone up(!). My bill just increased by about 2K.

As others have said, it's a high tax area no matter how you slice it. Though again, no where near the highest tax areas of the country that I've looked at, eg. parts of Fl, NJ, Michigan. Even Austin can hit pretty hard in some areas.

[TXStrat]

I am in Boerne near Fair Oaks Ranch and can tell you your research is about accurate. A home may be physically in Bexar county, but also within Boerne ISD boundaries, so your taxes get split between Kendall and Bexar country appraisal districts. It doesn't really impact the bottom line, you'd pay the same amount if you were wholly in one appraisal district, it's just split between the two due to geographic location. If you have any additional questions about the location, I am happy to provide any specifics I can. I have been in the area for about two years.

[Rebecca Halstead]

My son just got his annual escrow account disclosure statement and found out that he pays property taxes in Bexar County and school taxes in Comal County. He has been informed that there is a shortage amount and his house payment is going to double. He pays a little over $1000 and now he will be paying $1900 unless he can come up with the shortage amount which is over $5000. Talk about a shock to a first time home buyer - I am sure every young hard working couple can afford to double their mortgage payment at the drop of a hat!