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Old 01-06-2008, 12:14 AM
 
2 posts, read 9,002 times
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Quote:
Originally Posted by Drzy View Post
Yes, the National Guard is elligible. However, you said "served" -- membership is limited to either those actively serving or recently retired. I'm not fully sure what the cutoff for "recently retired" is, but I know it's something like 1-2 years. More information can be found in the "Become a Member" section of [URL="http://www.usaa.com"]www.usaa.com[/URL] if you're interested.
cut off is 1 year
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Old 01-06-2008, 12:21 AM
 
2 posts, read 9,002 times
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Quote:
Originally Posted by pobre View Post
It's "once a member, always a member", but not necessarily at the same rates. USAA has different membership "pools". Once you are on non-active status, your rating changes. Also, there are different risk pools for enlisted vs officer, etc.
true but it's mandated by law that USAA has to do it this way

enlisted can belong the same "pool" as you call it after they have accomplished a certain rank (I believe, it's E5 or E6 now, USAA recently changed the requirement...it used ti be E4) and have had some kind of insurance product while doing that...otherwise, they'll always remain eligible as enlisted and not officer..kinda like locking in their eligibility.Officers have the best rates, by the way. Even USAA employees have to be employed for several years before they can get the same rate as officers.
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Old 01-06-2008, 09:36 AM
 
Location: San Antonio
1,245 posts, read 2,206,216 times
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Quote:
Originally Posted by Bonjourrrr View Post
Even USAA employees have to be employed for several years before they can get the same rate as officers.
How ironic, those that can least afford it (enlisted) don't get an even footing with the rates.
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Old 01-06-2008, 02:22 PM
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Location: San Antonio
14,570 posts, read 21,246,823 times
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Quote:
Originally Posted by goodmanm View Post
How ironic, those that can least afford it (enlisted) don't get an even footing with the rates.
Yeah but, they're a group that's fraught with risk. I have a nephew enlisted in the Army whose main goal upon leaving the service is to acquire a "fast Camaro." Small sample size, I know. Still, if I was the actuary setting rates at his auto insurer, I sure would see the wisdom of making him pay more than a 22 year-old lieutenant with a wife and kid.
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Old 01-06-2008, 04:20 PM
 
Location: Mid South Central TX
2,427 posts, read 4,511,527 times
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Quote:
Originally Posted by Bonjourrrr View Post
Even USAA employees have to be employed for several years before they can get the same rate as officers.
That is the case now. However, those hired more than about 5 years ago gained full membership in the lower risk pool immediately.

Link to USAA eligibility requirements: https://www.usaa.com/inet/ent_utils/...er_eligibility

Last edited by pobre; 01-06-2008 at 04:29 PM.. Reason: added link
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Old 01-07-2008, 09:19 AM
 
3 posts, read 10,386 times
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speaking of USAA, just recently I found that they do not have have any record of my employment back in the 80"s, I was questioning my pension plan with them, I worked there for 12yrs and they dont have any record of me working there?????? that's strange? I could have sworn I worked there, (i'm not crazy) I have a membership card with my name on it and membership #???? so how and where do I go from here??? this was an arkward feeling when they told me this? should I contact SSN??? OFFICE???

Lost in Space. Any suggestions? +
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Old 01-07-2008, 02:14 PM
 
41 posts, read 93,379 times
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Try this website for access to your retirement info. From what I remember, a few months ago, I recvd a letter from USAA stating that the company that was handling the pension was no longer going to do so. Check it out, it might help. I had several friends that had to move theirs. I did so a long time ago. Your Benefits Resources -- Greeting Page.
Good luck!
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Old 01-07-2008, 08:49 PM
 
3 posts, read 10,386 times
Reputation: 10
Well I tried that website and it didnt have any of my information. I guess I will have to contact the Social Security Office and find out what is going on. Thanks for the information I appreciate it.
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