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Old 11-23-2013, 09:17 PM
 
36 posts, read 49,034 times
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My car was driving back from austin when hit by a Taxi who states they have self insurance. The taxi Driver rear ended the car and pushed it into a car infront. 5 people were taken to hospital. Has anyone ever had experience with dealing with this? Looks like a legit company, but I havn't been impressed with there reactions so far. Also I do have the police report.
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Old 11-23-2013, 09:59 PM
 
Location: New Braunfels, TX
6,273 posts, read 9,030,495 times
Reputation: 6375
Turn it over to your insurance company and let them deal w/them.
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Old 11-23-2013, 11:55 PM
 
Location: Here
10,864 posts, read 11,932,049 times
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Not even sure it's legal for them to be self insured.
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Old 11-24-2013, 12:25 AM
 
Location: San Antonio, TX
11,157 posts, read 20,444,227 times
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Quote:
Originally Posted by 01Snake View Post
Not even sure it's legal for them to be self insured.
There's been a big fuss in Dallas lately about the legality of self-insured taxis (apparently they were not allowed, but they made an exception for Yellow.)

San Antonio however does allow taxi companies to self-insure, which might put an injured person at a disadvantage when dealing with them. The solution is probably to get a lawyer, depending on the extent of the injuries and the difficulty you're having dealing with the taxi company. Repair of your car should be a separate issue from the injuries.

What has your insurance company done so far? They should be able to deal with the taxi company better than you can.
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Old 11-24-2013, 07:12 AM
 
Location: San Antonio, TX
8,400 posts, read 20,157,873 times
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Hopefully you're not "self insured" as well!

As TRN recommended, let your insurance company handle it! That is what you pay them to do!
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Old 11-24-2013, 06:06 PM
 
Location: the Permian Basin
4,196 posts, read 3,080,649 times
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If they are self-insured, then they will have a certificate of self-insurance issued by the DPS.
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Old 11-25-2013, 02:36 PM
 
Location: McLean, VA
790 posts, read 1,610,030 times
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So sorry this happened to you. Hope everyone is on the mend. TexasRedneck is right -- hand this over to your insurance company and let them handle it.
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Old 11-27-2013, 04:36 AM
 
3,669 posts, read 5,915,140 times
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Quote:
Originally Posted by Sahistory View Post
My car was driving back from austin when hit by a Taxi who states they have self insurance. The taxi Driver rear ended the car and pushed it into a car infront. 5 people were taken to hospital. Has anyone ever had experience with dealing with this? Looks like a legit company, but I havn't been impressed with there reactions so far. Also I do have the police report.
Yes, let the insurance company handle it but do not be surprised when after many months they state they could not collect. Even with the hope of an honest driver the taxi's drivers insurance is only liable for damage sustained to the vehicle it rear ended, yours if reading right, and your vehicle's insurance is liable for running into the vehicle in front of it. That is the law.
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Old 11-27-2013, 05:27 AM
 
3,154 posts, read 5,187,717 times
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Quote:
Originally Posted by Merovee View Post
Even with the hope of an honest driver the taxi's drivers insurance is only liable for damage sustained to the vehicle it rear ended, yours if reading right, and your vehicle's insurance is liable for running into the vehicle in front of it. That is the law.
Nope. If the taxi driver is liable for damages to you, he very likely would also be liable for damages to the party whose vehicle yours was pushed into by the force of the impact.

Any case like that I've ever heard of, where a driver rear-ended a vehicle, and forced it into another, that driver (the one who caused the initial impact) was held liable for damages to all involved.
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Old 11-27-2013, 08:19 AM
 
Location: Here
10,864 posts, read 11,932,049 times
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Quote:
Originally Posted by ged_782 View Post
Nope. If the taxi driver is liable for damages to you, he very likely would also be liable for damages to the party whose vehicle yours was pushed into by the force of the impact.

Any case like that I've ever heard of, where a driver rear-ended a vehicle, and forced it into another, that driver (the one who caused the initial impact) was held liable for damages to all involved.
While this does hold true in some cases, it does not in others. Without knowing all the facts of the OP's accident, one cannot accurately state with certainty exactly who is paying who's damages.
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