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Old 11-29-2007, 11:26 PM
 
15 posts, read 75,423 times
Reputation: 12

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Hi all-
I used to be a teacher in San Antonio back in the 1970's. I went overseas to teach in international schools. I taught in San Antonio for about 6 years and overseas teaching in American/international for about 30 years. I'm contemplating returning to San Antonio at 61 years of age and about to slow down my full time teaching to part-time teaching.

I still plan on venturing overseas to teach a little perhaps and travel around the US, but having a homebase is important, and I think of that homebase as being San Antonio.

These are some of my beliefs and questions. Please correct me if I am wrong. First, San Antonio has a relatively low cost of living, so it's a great place to have as a homebase and travel from. Correct?

Second, since I prefer to not have a yard to tend, I am really only after a little townhouse or condo for single retirees like myself. I've heard the prices range from $100,000 to 150,000? Is that correct?

Third, since I have basically lived outside the USA for a long time, I have no credit rating in the US, although I do have several credit cards from outside the US. Although I have a very comfortable retirement and hefty bank account, I'm sure my FICO score is low. However, if I put a 40%-50%downpayment on a townhouse, can I still get a loan, or a mortgage? Is that becoming very difficult to do?

Fourth, are there a lot of part-time teaching opportunities in the local public schools. In other words, I prefer not to teach full time anymore but rather two or three hours a day. Do schools hire permanent part-time teachers?

If anyone can address these concerns, I'd appreciate it. Take care.

Regards,
Rob
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Old 11-29-2007, 11:32 PM
 
925 posts, read 892,987 times
Reputation: 129
I can answer one, two and four.

Yes, SA does offer a low cost of living which should compliment your traveling. Since you ideal residence would a townhouse at the 100k-150k price, you shouldn't have much trouble finding a place.

Some examples:

3 bedrooms - 2 bath for $140,000




2 bedrooms - 2.5 baths for $115,000


As for your final question, it's always seems the local school districts are looking for teachers both full and part time.
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Old 11-30-2007, 01:51 PM
 
Location: Wiesbaden, Germany
13,807 posts, read 26,289,640 times
Reputation: 3987
Might also want to look into online teaching.
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