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Old 02-03-2008, 12:17 PM
Location: alone in a new city
64 posts, read 154,900 times
Reputation: 37


We're expecting our first baby in April and I just got a bill from my OBGYN for the amount not covered by my insurance. I'm guessing that's just my doctor's bill and I'll have additional costs from the hospital (assuming it's not all covered by insurance)? My doctor is affiliated with Methodist Hospital where the delivery will be.
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Old 02-03-2008, 12:29 PM
Status: "LAME" (set 19 days ago)
14,429 posts, read 30,077,346 times
Reputation: 6260
Everyone should be able to give you an "estimate" up front. Of course, they can not foresee emergencies or problems that would make your bill higher. You just have to ask--sometimes twice, but they can tell you what their fees are. They just don't like to.
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Old 02-03-2008, 12:53 PM
Location: Mid South Central TX
3,147 posts, read 7,068,124 times
Reputation: 2111
You'll have bills from the Dr, hospital, and a few others. (For instance anesthesiologist-if you use one, pathologist, etc.) You will also have bills for your child, from the hospital, and the pediatrician.

If you have an insurance plan with a network, you will pay less staying in network than going out of network. In either case, you will have to pay your co-insurance (your portion) until you have reached your deductible. If you are in-network, the provider cannot charge you for the difference between the negotiated rate and the billed rate (this is called balance billing). This only applies if the provider has a contract with the insurance company. If there is none, then you are fully responsible for the difference between what insurance pays, and the billed rate.
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