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Old 12-29-2016, 01:47 PM
 
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So in March I will be moving into my own home for the first time, on my own, and need help trying to forecast some financial planning. I have never been on my own. I will be living in a home that is roughly 1100 sq ft. Brand new, energy efficient and on the west side. (78237) I would just like some help to see more or less what I could be expecting to pay for water and electricity. I'm coming from an environment which never had central air or heat. So I am use to seeing electric bills in the $200 region. It will be inhabited by myself, 29yr, my two children, one 9yr and a newborn in August. General estimates will be greatly appreciated.
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Old 12-29-2016, 02:24 PM
 
Location: New Braunfels, TX
7,034 posts, read 11,022,252 times
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I always prefer to err on the side of caution for budgeting purposes, so I'd suggest figuring around $225-250/mo in the summer, and $170-190 during the winter months (that'll be maybe 3 mos/year....).

Hope this helps!
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Old 12-29-2016, 02:41 PM
 
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Thank you hun. I was factoring in that amount. More so in the summer times, especially since summers are indeed brutal and I will be huge pregnant during that time and will pray that my home is part igloo. So thank you again.
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Old 12-29-2016, 04:20 PM
 
Location: San Antonio, TX
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Your electric bill will probably still be around $200 in the summer (June through Oct) and a little lower the rest of the year. If we have any really cold weather that lasts more than a day or two, that will raise the bill for that month. The highest bill I've had was a really cold February a couple years ago...my bill was about $300 that month. My house is energy efficient during hot weather but not so much during cold weather.

If you're in city limits, you'll have a trash bill that's included on your electric bill. If you're outside city limits, you can choose a trash company. I pay $75 per quarter for trash pickup from Tiger.

My water bill is about $70/month.

Your mortgage will most likely include property taxes and insurance, but if you have HOA dues they may not be included in the mortgage payments, so don't forget to budget for that.

About being pregnant in the summer, the city has lots of free swimming pools that are open in the summer...swimming feels great when you're so pregnant you can barely walk.
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Old 12-30-2016, 10:03 AM
 
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I don't know, if they were getting bills of $200 a month without using heating or cooling, I don't see how they'll still have $200 bills while using it.

Whatever your normal usage is without heating or cooling, I would plan to add between $25-100 to it when you need to use one or the other.
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Old 12-31-2016, 09:00 AM
 
Location: New Braunfels, TX
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Actually, they said no central air or heat. We're in 2400+ sq ft, and our summer bill tops out about $225, so I'm comfortable with my initial estimate.
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Old 12-31-2016, 09:26 AM
 
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I am just under 2000 sq ft (single story home) and usually pay what TexasRedNeck said in post #2. I would have guessed that newer homes would be a bit less with all the newer technology such as double pane windows vs my single pane windows.

There are so many variables so it is hard to estimate though.
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Old 12-31-2016, 10:12 AM
 
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Quote:
Originally Posted by ReynaG View Post
I'm coming from an environment which never had central air or heat. So I am use to seeing electric bills in the $200 region.
I'll be shocked if they get away with using no AC, less shocked if they can get away never using heat here in San Antonio.

So again, if they were paying $200 a month never using AC or Heat, I would add $25-100 to that in the summer at least. Summer in SA being at least May till September, and very likely later.
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Old 01-12-2017, 04:02 PM
 
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Everyone, thank you so much for all the feedback. It has helped quite a bit in some financial planning. I'm grateful for everyone's input. Hope you all have a great.
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Old 01-16-2017, 11:12 PM
 
Location: Texas
5,721 posts, read 17,477,982 times
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Considering the posters zip code, more than likely the house was built by Habitat for the Humanities. These are pretty well insulated homes with decent windows, they don't build junk houses. The utility bill in my guesstimate will probably never exceed $150.00 but I'd factor $200.00 in the budget for an average 12 month bill. The poster said she came from an environment that never had CENTRAL heat and air. I came from the same thing- open flame heaters and A/C was a dream that only happened in stores.
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