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Old 02-27-2012, 12:13 AM
 
Location: Poway,CA
13 posts, read 19,150 times
Reputation: 19

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Im moving to San Diego in early April from Chicago. My car now has over 120,000 miles and I want a new car, but I dont know if i should sell my car here and then buy a new car in San Diego or buy a new car here and drive it across country and stay on Illinois insurance cuz its cheaper. Cars seem more money in San Diego too.
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Old 02-27-2012, 12:30 AM
 
Location: Barrio Logan/Shelltown
8,785 posts, read 12,308,359 times
Reputation: 4736
You should wait until you get here to buy one. Do you have a job lined up? Once you start working, you would have to transfer your car anyway.
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Old 02-27-2012, 12:36 AM
 
Location: Encinitas, CA
103 posts, read 216,921 times
Reputation: 41
Quote:
Originally Posted by bigpapast3 View Post
Im moving to San Diego in early April from Chicago. My car now has over 120,000 miles and I want a new car, but I dont know if i should sell my car here and then buy a new car in San Diego or buy a new car here and drive it across country and stay on Illinois insurance cuz its cheaper. Cars seem more money in San Diego too.
Well once you move out here you will have to change to California insurance and have the vehicle registered with California tags anyways (within 30 days I believe), if you plan to make a "permanent" move. If you think it can make the journey, then save your money and just keep the old car. Then buy a new one in San Diego when you need to.
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Old 02-27-2012, 12:59 AM
 
Location: San Diego, CA
1,666 posts, read 1,340,549 times
Reputation: 762
You can't stay on Illinois insurance if you're a California resident. You may THINK it's a smart thing to do, but if you get in an accident and you're living in California instead of Illinois, guess what the insurance company will do.

They will say you lied when you purchased the insurance and therefore it is not valid. And they'll keep the premiums you paid, and you will be on your own.
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Old 02-27-2012, 08:32 AM
 
Location: Ocean Beach, San Diego
1,470 posts, read 1,688,700 times
Reputation: 549
it is a ridiculous plan to keep Il insurance because it is probably cheaper here. Many on this board have discovered this after a move. I would take the car out here and not think about getting another until you have a job and know what your budget will be.
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Old 02-27-2012, 10:09 AM
 
Location: SoCal
4,441 posts, read 4,021,596 times
Reputation: 2895
If you buy a car in another state and then bring it to California within some amount of time (I don't know how much), California will insist that you pay California state sales tax on the car. They do this to prevent California residents from simply buying in states that have lower sales tax.

If your insurance plan is from some national insurance company, they'll probably transfer it to California. If it's some sort of state of Illinois plan, they won't be willing to cover you in Illinois.

I can't think of a single reason why it would be a good idea to buy your car there instead of waiting until you get here.
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Old 02-27-2012, 12:00 PM
 
3,682 posts, read 4,170,607 times
Reputation: 2795
I'd say flog that old car until it makes it out here, and then get a CA car. Consider the fact that used cars are generally in better shape out here: less rust, no salt damage. The downside is, they may have more miles on them. But we have great Internet auto search engines that will let you see what's available in the entire region. New life, new lifestyle, new CA car--why not?
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Old 02-27-2012, 02:08 PM
 
Location: Poway,CA
13 posts, read 19,150 times
Reputation: 19
The reason I would buy a car in Illinois and stay on insurance is because I would still have the same address because we are not selling our house in Chicago and Im just moving in with my mom in Poway, so no money for rent and have a lot of money saved up already. Do I need a California Licence to get a job out there?
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Old 02-27-2012, 02:56 PM
 
Location: SoCal
4,441 posts, read 4,021,596 times
Reputation: 2895
I can see why you might want to do that, but I don't think it'll work if you're planning to get a job here. I think California will decide that you've moved here, regardless of how you see it. Then you have a limited amount of time (30 days, maybe?) to register your car in California, and you'll have to deal with the sales tax issue.

You'd have to negotiate with your Illinois insurance company as to whether it would cover you in California, and for how long.
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Old 02-27-2012, 02:56 PM
 
Location: Barrio Logan/Shelltown
8,785 posts, read 12,308,359 times
Reputation: 4736
No, but once you start working here, you have to change it.
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