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Old 08-21-2012, 04:02 PM
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My husband and I are looking for a single unit house in the Rancho Penasquitos and Scripps Ranch, built after 2000. It seems like the Mello Roos and HOA in these areas are pretty high, in some communities over $500/month. Does anyone know of communities in Rancho Penasquitos and Scripps Ranch areas with low or no Mello Roos and reasonable HOA fees?
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Old 08-21-2012, 04:50 PM
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Scripps Ranch houses built after 2000 are not in very high supply with the exception of Stonebridge which is probaby the newest in Scripps Ranch.

Rancho PQ, was also built around the same time as Scripps Ranch so not sure what kind of post 2000 stock you will find there.

The only other reason you might see a single post 2k house would be because it was torched in either the 2003 fires.

As far as HOAs, $500 seems high for those areas. Are you sure you arent confused with Rancho Bernardo? There are some communities there that have HOAs up in that range.
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Old 08-24-2012, 08:09 PM
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The Shea subdivisions in the Northwest corner of Scripps Ranch (off I-15/Scripps Poway on the hill behind MedImpact) do not have Mello Roos (the infrastructure cost was priced into the home). They were built after 2000. Some of the houses have good views (pro) although some also have a fair amount of freeway noise (con) but that also means an easier commute than Stonebridge (pro). The rest of Scripps Poway generally has Mello Roos although there are a few infill pockets that do not. Most everything south of Lake Miramar and Spring Canyon Rd does not have Mello Roos, but most of those houses were built in the 1970s-early 1990s.
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Old 08-25-2012, 09:33 AM
Location: SoCal
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Any new construction in RP is multi-family units. Single-family housing is going in over in 4S Ranch, Torrey Highlands, and areas like that. I imagine they all come with Mello Roos and HOA. I don't have any idea how much they are.
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Old 08-25-2012, 10:12 AM
Location: San Diego
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Here's a home in a newer part of Penasquitos with no Mello-Roos or HOA fees:
SDLookup.com | 12527*Senda*Panacea - MLS# 120034742

The homes in this area were all built at the same time. So all homes in the area probably have no MR or HOA fees.

Also, this is a canyon home which backs up to undeveloped land. Check with your insurance agent because the cost of insurance for a canyon home can be considerably higher than a typical tract home.
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