Car insurance companies (credit, zip code, cost of)

[David103]

Originally Posted by pizzicato66

Adding to RD's list, don't forget your credit record. If your credit score is low, they WILL charge you more for your insurance, regardless of your driving record. Speeding tickets can wipe you out too - just one or two will push your rates up for a minimum of 2 years.

Speaking from experience, i'm 41, female, NO accidents on my record, but 2 speeding tickets and some credit damage and the rates shoot up. Now that it's been a few years, I'm hoping for better rates soon.

Wow I have never seen that before. Is that something they do in Cali? My credit report is great so that would help me. Here in NJ they don't look at that.

[pizzicato66]

Nope - I'm in MN, and use geico - they had the cheapest rates and I still pay around $150 a month!

[David103]

Originally Posted by pizzicato66

Nope - I'm in MN, and use geico - they had the cheapest rates and I still pay around $150 a month!

Wow thats a lot of money. I pay around $120 a month for a 50K car.

[hotornot]

The one poster was thinking straight when he mentioned Consumer Reports as a good source to consult. I use Mercury Auto Insurance. I file a fair share of claims every year. Around 4 or 5 claims a year, approximately, for the last 5 years or so. Just a bunch of miscellaneous tow truck service type claims. Mercury has been real good on paying me back. Don't know where the good people at Consumer Reports rates Mercury, but I give them high marks. Their rates are low. I have no accidents, no tickets on my record, two cars, both old.

[Panks]

I just got 3 car insurance quotes for a single driver, no accidents etc..
AAA-$1359/ yr
Amica-$1359/yr
Wawanesa-$793/yr

I've had AAA for 25 years but I'm going to switch to wawanesa even though it will bump up my AAA home insurance by $200 if I remove my auto policy.

[f_m]

Originally Posted by hotornot

The one poster was thinking straight when he mentioned Consumer Reports as a good source to consult. I use Mercury Auto Insurance. I file a fair share of claims every year. Around 4 or 5 claims a year, approximately, for the last 5 years or so. Just a bunch of miscellaneous tow truck service type claims. Mercury has been real good on paying me back. Don't know where the good people at Consumer Reports rates Mercury, but I give them high marks. Their rates are low. I have no accidents, no tickets on my record, two cars, both old.

I've never had to claim anything, but my Mercury rate seems pretty low.

[bloom]

I have Geico. It's seem on the low end, but maybe the service is bad when you need it when filing, or not??

[Clnconcpts]

Wawanesa all the way.Had them for 11 yrs.Im so sad they dont offer insurance in Arizona
By far the cheapest and best service out there

[David103]

Originally Posted by Panks

I just got 3 car insurance quotes for a single driver, no accidents etc..
AAA-$1359/ yr
Amica-$1359/yr
Wawanesa-$793/yr

I've had AAA for 25 years but I'm going to switch to wawanesa even though it will bump up my AAA home insurance by $200 if I remove my auto policy.

Wow Panks that a great rate from Wawanesa.
Thanks I will give them a call when I get to San Diego in Oct. Man I can't wait.

[FashionD]

Wawanesa all the way. When I switched from Mercury, I got better coverage with Wawanesa for $60 PER MONTH cheaper!