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Old 05-29-2008, 12:55 PM
 
52 posts, read 111,723 times
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Default Flood insurance in San Mateo county

can someone give me an idea how much it costs per year for flood insurance in San Mateo county ? Thanks.
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Old 05-29-2008, 06:45 PM
 
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Why do you need flood insurance? I've never heard of having flood insurance in the bay area. Earthquake insurance is more likely from what I know.
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Old 05-30-2008, 10:03 AM
 
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Agree with Luke9686. In parts of Marin, Sonoma and Napa you have flooding. But, as far as I know there are no flood zones in SM County.
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Old 05-30-2008, 12:33 PM
 
Location: San Jose, CA
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San Mateo county has only light rainfall. Nobody has flood insurance.. but I have witnessed minor flooding in Burlingame and Redwood City along El Camino Real, during the storms we had earlier this year. I imagine it would not be too expensive as occurrences like this are rare.
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Old 05-30-2008, 12:40 PM
 
Location: Mountain Ranch, CA The heart of Calaveras County
5,930 posts, read 10,487,968 times
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If you live on a creek it might be worth looking into. My Bro-in-law lives on San Francisquito creek and they've had some close calls in the past but no actual damage.
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Old 05-30-2008, 01:30 PM
 
Location: Northern California
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Read the column on the left Hillsborough, Burlingame Luxury Homes Real Estate - San Mateo and Foster City Homes and Condos. Don't ask me why the need for flood insurance. This isn't New Orleans. There has never been a flood in this area since I have lived here.

Apparently, there are some levees in eastern San Mateo and Foster City near the San Mateo Bridge.

Last edited by humboldtrat; 05-30-2008 at 01:45 PM..
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Old 05-30-2008, 02:50 PM
 
Location: Oakland, CA
1,554 posts, read 3,406,052 times
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For the most part insurance is a scam. There are so many cases of people with flood insurance and the company will do anything they can to avoid paying when a disaster happens. Like mentioned It's not worth it in California anyways.
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Old 05-30-2008, 04:13 PM
 
Location: Northern California
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That last website I gave doesn't work now. Try San Mateo, CA - Official Website - FEMA Flood Insurance Rate Map. FEMA, in its infinite wisdom, is drawing up a map of flood prone areas in the San Mateo and Foster City area. People living in this "flood prone" area will be REQUIRED to get flood insurance - this will not be optional.

Leave it to the government. Next they'll need flood insurance in the Mohave desert.
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Old 05-30-2008, 04:28 PM
 
Location: Oakland, CA
1,554 posts, read 3,406,052 times
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Quote:
Originally Posted by humboldtrat View Post
That last website I gave doesn't work now. Try San Mateo, CA - Official Website - FEMA Flood Insurance Rate Map. FEMA, in its infinite wisdom, is drawing up a map of flood prone areas in the San Mateo and Foster City area. People living in this "flood prone" area will be REQUIRED to get flood insurance - this will not be optional.

Leave it to the government. Next they'll need flood insurance in the Mohave desert.
Biggest scam going. Just like Mandatory Auto Insurance.
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Old 05-30-2008, 04:31 PM
 
52 posts, read 111,723 times
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Yes, there was problem but I could able to see the link. I read the article. Whatever I read from online, says 1% chance of having flood in a year. Also, most of the cases insurance covers very less damages

thanks to everyone for posting your comments.
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